{"id":19715,"date":"2010-04-28T07:30:00","date_gmt":"2010-04-28T07:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=19715"},"modified":"2026-04-02T16:30:54","modified_gmt":"2026-04-02T16:30:54","slug":"bancile-micsoreaza-comisioanele-la-creditele-noi-clientii-vechi-mai-asteapta","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=19715","title":{"rendered":"Bancile micsoreaza comisioanele la creditele noi. Clientii vechi mai asteapta"},"content":{"rendered":"<p>Concret, cine ia acum un credit fara garantii si cu dobanda fixa<br \/>\nde la aceasta banca va plati un comision de rambursare anticipata<br \/>\nde 1%, respectiv de 0,5% daca suma este platita in ultimul an al<br \/>\ncontractului de credit, fata de 4-4,5% (in functie de perioada de<br \/>\ncreditare), cat era inainte. Tot de luni, banca a renuntat la<br \/>\ncomisionul de rambursare anticipata pentru creditele negarantate cu<br \/>\ndobanda variabila.<\/p>\n<p><a href=\n\"http:\/\/www.gandul.info\/financiar\/bancile-micsoreaza-comisioanele-la-creditele-noi-clientii-vechi-mai-asteapta-6068182\"\ntarget=\"_blank\">Cititi mai multe<\/a> pe www.gandul.info<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Romanii care isi fac credite de nevoi personale vor plati comisioane mai mici in cazul in care ramburseaza imprumutul inainte de scadenta. Desi directiva europeana care obliga bancile sa taie din aceste penalitati aplicate clientilor intra in vigoare in Romania abia la mijlocul lunii iunie, BCR a anuntat deja aplicarea prevederii incepand cu 26 aprilie.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,4126,10475,7736,188,17324],"class_list":["post-19715","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-clienti","tag-comision","tag-credit","tag-economie","tag-micsorare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19715"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19715\/revisions"}],"predecessor-version":[{"id":39520,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19715\/revisions\/39520"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}