{"id":197022,"date":"2021-09-07T13:22:29","date_gmt":"2021-09-07T13:22:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=197022"},"modified":"2021-09-07T13:22:29","modified_gmt":"2021-09-07T13:22:29","slug":"vesti-proaste-pentru-toti-romanii-cu-credite-anuntul-facut-de-bnr-pe-care-multi-nu-si-doreau-sa-il-auda","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=197022","title":{"rendered":"Ve\u015fti proaste pentru to\u0163i rom\u00e2nii cu credite. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i nu-\u015fi doreau s\u0103 \u00eel aud\u0103"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a crescut mar\u0163i, 07 septembrie 2021, la 1,61% dup\u0103 11 \u015fedin\u0163e de stagnare la pragul psihologic de 1,60%.<\/p>\n<p>\nPe pia\u0163a interbancar\u0103, indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei acordate \u00eenainte de luna mai 2019, a sta\u0163ionat \u015fi ieri la 1,60% pe an, valoare la care urcase \u00een 23 august.<\/p>\n<p>\nDeocamdat\u0103, ROBOR la trei luni este sub nivelul de la \u00eenceputul anului 2021, de 2,01% pe an.<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n<p>\n\u00cen prima zi din acest an, indicele ROBOR la 3 luni afi\u015fa o cota\u0163ie de 2,01%, dup\u0103 care a \u00eenceput s\u0103 scad\u0103 sub 2%.<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n<p>\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC &#8211; care a \u00eenlocuit ROBOR. Indicele IRCC a sc\u0103zut aproape la jum\u0103tate fa\u0163\u0103 de prima valoare calculat\u0103, cobor\u00e2nd la 1,25% \u015fi egal\u00e2nd dob\u00e2nda de politic\u0103 monetar\u0103 stabilit\u0103 de BNR.<\/p>\n<p>\nCursul de schimb leu\/euro a urcat ieri la un nou maxim istoric, dup\u0103 recordurile de s\u0103pt\u0103m\u00e2na trecut\u0103.<\/p>\n<p>\nCota\u0163ia de referin\u0163\u0103 anun\u0163at\u0103 ieri la pr\u00e2nz de BNR a fost de 4,9475 lei\/euro, \u00een cre\u015ftere cu 0,12% fa\u0163\u0103 de cursul de la finalul s\u0103pt\u0103m\u00e2nii trecute.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a crescut mar\u0163i, 07 septembrie 2021, la 1,61% dup\u0103 11 \u015fedin\u0163e de stagnare la pragul psihologic de 1,60%. Pe pia\u0163a interbancar\u0103, indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei acordate \u00eenainte de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[342,485,32766,8316,4905],"class_list":["post-197022","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-continuare","tag-credite","tag-folosire","tag-reducere","tag-toamna"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197022","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197022"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197022\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}