\nCursul de schimb leu\/euro a continuat s\u0103 scad\u0103 ieri, dup\u0103 ajustarea de luni, cobor\u00e2nd sub recordul istoric stabilit la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute, de 4,9338 lei\/euro.<\/p>\n
\nBNR a anun\u0163at ieri un curs de referin\u0163\u0103 de 4,9286 lei\/euro, cu 0,10% sub nivelul de luni.<\/p>\n
\nDe la \u00eenceputul anului, moneda na\u0163ional\u0103 s-a depreciat cu circa 1,3%. La r\u00e2ndul lui, indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei acordate \u00eenainte de luna mai 2019, a sta\u0163ionat ieri la 1,60% pe an, dup\u0103 ce a \u00eencheiat s\u0103pt\u0103m\u00e2na trecut\u0103 la 1,57% pe an.<\/p>\n
\nDeocamdat\u0103, ROBOR la trei luni este sub nivelul de la \u00eenceputul anului 2021, de 2,01% pe an. ROBOR la trei luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni. <\/p>\n
\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019. Pentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 – indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor – IRCC – care a \u00eenlocuit ROBOR.<\/p>\n
\nIndicele IRCC a sc\u0103zut aproape la jum\u0103tate fa\u0163\u0103 de prima valoare calculat\u0103, cobor\u00e2nd la 1,25% \u015fi egal\u00e2nd dob\u00e2nda de politic\u0103 monetar\u0103 stabilit\u0103 de BNR.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Cursul de schimb leu\/euro a continuat s\u0103 scad\u0103 ieri, dup\u0103 ajustarea de luni, cobor\u00e2nd sub recordul istoric stabilit la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute, de 4,9338 lei\/euro.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,32842,485,7733],"class_list":["post-196667","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-coboare","tag-credite","tag-curs-valutar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/196667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=196667"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/196667\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=196667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=196667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=196667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}