{"id":196168,"date":"2021-08-04T09:22:44","date_gmt":"2021-08-04T09:22:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=196168"},"modified":"2021-08-04T09:22:44","modified_gmt":"2021-08-04T09:22:44","slug":"unsar-circa-66-din-cele-mai-mari-50-de-daune-la-asigurarile-de-locuinte-provocate-de-incendii-in-2020","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=196168","title":{"rendered":"UNSAR: Circa 66% din cele mai mari 50 de daune la asigur\u0103rile de locuin\u0163e, provocate de incendii \u00een 2020"},"content":{"rendered":"<p>\n<font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">Circa 66% din cele mai mari 50 de daune achitate \u00een baza asigur\u0103rilor de locuin\u0163e au fost provocate de incendii anul trecut, potrivit informa\u0163iilor Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare-Reasigurare din Rom\u00e2nia (UNSAR). <\/font><font style=\"vertical-align: inherit;\">\u00cen anul 2020, asigur\u0103torii membri ai UNSAR au pl\u0103tit desp\u0103gubiri de peste 11 mil. <\/font><font style=\"vertical-align: inherit;\">lei pentru cele mai mari 50 de daune aferente asigur\u0103rilor de locuin\u0163e, \u00een cre\u015ftere cu 16% fa\u0163\u0103 de 2019.<\/font><\/font><\/p>\n<p>\n<font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">Riscul care a generat cele mai mari desp\u0103gubiri a fost incendiate, pentru care s-au pl\u0103tit desp\u0103gubiri \u00een valoare de 9,1 mil. <\/font><font style=\"vertical-align: inherit;\">lei \u00een 2020, \u00een cre\u015ftere cu 11% fa\u0163\u0103 de 2019. Incendiul continu\u0103 s\u0103 fie riscul cu o rat\u0103 ridicat\u0103 de inciden\u0163\u0103, at\u00e2t \u00een \u200b\u200bcazul daunelor produse locuin\u0163elor, c\u00e2t \u015fi \u00een cazul \u00een care propriet\u0103\u0163ile sunt bunuri de\u0163inute de companii.<\/font><\/font><\/p>\n<p>\n<font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">\u201eIncendiile r\u0103m\u00e2n o amenin\u0163are important\u0103 pentru locuin\u0163ele noastre. <\/font><font style=\"vertical-align: inherit;\">Cu toate acestea, sunt \u015fi alte riscuri care genereaz\u0103 daune importante \u015fi de care ar trebui s\u0103 fim con\u015ftien\u0163i, cum ar fi inunda\u0163ii, furtul sau furtuna. \u201c&nbsp;<\/font><\/font><\/p>\n<p>\n<font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">Prin urmare, accesarea unei solu\u0163ii pentru asigurarea locuin\u0163ei \u015fi a bunurilor va face mereu diferen\u0163a \u00een cazul unei situa\u0163ii neprev\u0103zute. <\/font><font style=\"vertical-align: inherit;\">Prin lipsa unei asigur\u0103ri de locuin\u0163\u0103, rom\u00e2nii continu\u0103 s\u0103 fie vulnerabili \u00een calea acestor fenomene catastrofale \u201c, a declarat Adrian Marin, pre\u015fedinte al UNSAR.<\/font><\/font><\/p>\n<p>\n<font style=\"vertical-align: inherit;\"><font style=\"vertical-align: inherit;\">\u00cen Rom\u00e2nia, riscurile catastrofale precum cutremur, indunda\u0163ii \u015fi alunec\u0103ri de teren pot fi acoperite prin poli\u0163a obligatorie de asigurare (PAD) p\u00e2n\u0103 la limita de 20.000 de euro sau 10.000 de euro, \u00een func\u0163ie de tipul construc\u0163iei. <\/font><font style=\"vertical-align: inherit;\">Valoritle ce dep\u0103\u015fesc aceste praguri pot fi preluate printr-o asigurare facultativ\u0103. <\/font><font style=\"vertical-align: inherit;\">Aceasta acoper\u0103, \u00een plus, riscuri precum incendiu, explozia, furtuna, vijelia, furtul sau vandalismul, la suma asigurat\u0103 care corespund valorilor reale a locuin\u0163ei.&nbsp;<\/font><\/font><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Circa 66% din cele mai mari 50 de daune achitate \u00een baza asigur\u0103rilor de locuin\u0163e au fost provocate de incendii anul trecut, potrivit informa\u0163iilor Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare-Reasigurare din Rom\u00e2nia (UNSAR).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,246,10564,7830],"class_list":["post-196168","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-crestere","tag-daune","tag-locuinte"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/196168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=196168"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/196168\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=196168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=196168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=196168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}