\nUn raport conform c\u0103ruia Apple lucreaz\u0103 la un serviciu care le-ar permite utilizatorilor s\u0103 efectueze achizi\u0163ii \u00een rate a generat o sc\u0103dere a ac\u0163iunilor sectorului \u201ebuy now, pay later\u201d (BNPL)\/\u201ecump\u0103r\u0103 acum, pl\u0103te\u015fte mai t\u00e2rziu\u201d, care a \u00eenregistrat rezultate puternice \u00een pandemie, c\u00e2nd cump\u0103r\u0103torii online s-au orientat c\u0103tre op\u0163iuni mai u\u015foare de plat\u0103, scrie Bloomberg, cit\u00e2nd mai multe surse familiare cu situa\u0163ia.<\/p>\n
\nGoldman Sachs ar urma s\u0103 acopere \u00eemprumuturile, Apple lucr\u00e2nd cu banca american\u0103 \u00eenc\u0103 din 2019 pentru cardul de credit Apple Card.<\/p>\n
\nPerspectivele conform c\u0103rora vor concura \u00eempotriva unui gigant precum Apple, dar \u015fi cu grupuri consacrate precum PayPal, vor testa cu siguran\u0163\u0103 abilit\u0103\u0163ile companiilor BNPL care au exploatat u\u015for pia\u0163a fertil\u0103 din Statele Unite.<\/p>\n
\nAc\u0163iunile firmei listate \u00een Australia Afterpay, cel mai mare furnizor BNPL al \u0163\u0103rii care ob\u0163ine o bun\u0103 parte din venituri din SUA, au sc\u0103zut cu aproape 10% miercuri.<\/p>\n
\nDe asemenea, au suferit declinuri \u015fi rivalii mai mici, precum Zip Co \u015fi Sezzle. Affirm Holdings, listat pe Nasdaq, a raportat la un moment dat un minus de 14%.<\/p>\n
\nApple Pay reprezint\u0103 o amenin\u0163are mai mare dec\u00e2t poten\u0163ialele oferte \u00eenaintate de b\u0103nci \u015fi firme de credit, av\u00e2nd \u00een vedere anvergura companiei \u015fi experien\u0163a superioar\u0103 a clien\u0163ilor, spun anali\u015ftii Citi.<\/p>\n
\nIndustria BNPL a explodat pe m\u0103sur\u0103 ce cump\u0103r\u0103torii \u015fi-au \u00eendreptat aten\u0163ia spre mediul digital \u00een timpul crizei sanitare, num\u0103rul comercian\u0163ilor americani care au ad\u0103ugat astfel de op\u0163iuni cresc\u00e2nd de aproape trei ori \u00een 2020, conform unui raport al firmei de consultan\u0163\u0103 McKinsey.<\/p>\n
\n\u00cen Australia, unde reglement\u0103rile din sector sunt mici \u015fi procesele de adoptare cresc considerabil prin compara\u0163ie cu alte pie\u0163e, circa 30% dintre consumatori de\u0163in un cont BNPL, potrivit unui raport al Deloitte.<\/p>\n
\nSursele Bloomberg spun c\u0103 utilizatorii Apple Pay vor putea s\u0103 \u00ee\u015fi \u00eempart\u0103 cump\u0103r\u0103turile \u00een patru tran\u015fe f\u0103r\u0103 dob\u00e2nd\u0103 sau de-a lungul mai multor luni cu dob\u00e2nd\u0103 \u2013 \u00een mod similar cu rivalii Klarna, Afterpay, Quadpay \u015fi Affirm.<\/p>\n
\nKlarna, cel mai valoros startup european, a ajuns \u00een iunie la o evaluare de peste 38 de miliarde de dolari datorit\u0103 ultimei runde de finan\u0163are.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Un raport conform c\u0103ruia Apple lucreaz\u0103 la un serviciu care le-ar permite utilizatorilor s\u0103 efectueze achizi\u0163ii \u00een rate a generat o sc\u0103dere a ac\u0163iunilor sectorului \u201ebuy now, pay later\u201d (BNPL)\/\u201ecump\u0103r\u0103 acum, pl\u0103te\u015fte mai t\u00e2rziu\u201d, care a \u00eenregistrat rezultate puternice \u00een pandemie, c\u00e2nd cump\u0103r\u0103torii online s-au orientat c\u0103tre op\u0163iuni mai u\u015foare de plat\u0103, scrie Bloomberg, cit\u00e2nd […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7172,288,468,470,7442,13620],"class_list":["post-195688","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-actiuni","tag-apple","tag-colaborare","tag-cumparare","tag-dezvoltare","tag-goldman-sachs"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=195688"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195688\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=195688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=195688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=195688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}