\nAverea financiar\u0103 reprezint\u0103 diferen\u0163a \u00eentre activele financiare \u015fi pasive. \u00centre active intr\u0103 depozitele constituite de gospod\u0103rii \u015fi activele legate de pensii. Topul surprinde prin faptul c\u0103 Bulgaria, considerat\u0103 cea mai s\u0103rac\u0103 economie european\u0103, este foarte apropiat\u0103 de Polonia, cea mai puternic\u0103 economie est-european\u0103. Bulgarii, \u00een schimb, au cele mai mici pasive, ca \u015fi rom\u00e2nii, de altfel, scrie ZF.<\/p>\n
\nCehia \u015fi Ungaria sunt \u0163\u0103rile est-europene cu cele mai bune pozi\u0163ii.<\/p>\n
\nFamiliile daneze sunt cele mai bogate din Uniunea European\u0103, de\u0163in\u00e2nd cel mai ridicat volum de cash \u015fi economii pentru pensie, relev\u0103 ultimele date ale b\u0103ncii centrale daneze, scrie Bloomberg.<\/p>\n
\nPe cap de locuitor, danezii de\u0163in active financiare de aproximativ 1,3 milioane de coroane (208.000 de dolari), mai mult dec\u00e2t dublul mediei UE, potrivit calculelor realizate de banca central\u0103 danez\u0103 pe baza datelor BCE \u015fi Eurostat. Suma rezult\u0103 \u00een urma sc\u0103derii datoriilor.<\/p>\n
\nAstfel, Danemarca se situeaz\u0103 pe primul loc, urmat\u0103 fiind de Olanda, Suedia, Luxemburg \u015fi Belgia. Danezii ocup\u0103 prima pozi\u0163ie \u00een clasa\u00admentul activelor financiare de\u015fi b\u0103ncile din aceast\u0103 \u0163ar\u0103 transfer\u0103 \u00een num\u0103r din ce \u00een ce mai mare do\u00adb\u00e2n\u00adzile negative adoptate de banca central\u0103 c\u0103tre deponen\u0163i.<\/p>\n
\nDanemarca de\u0163ine recordul mondial la capitolul dob\u00e2nzi negative dup\u0103 ce banca sa central\u0103 le-a impus \u00een 2012 pentru a controla cursul de schimb.<\/p>\n
\nCamilla Poulsen, economist \u00een cadrul Nykredit Wealth Mana\u00adgement din Copenhaga, spune c\u0103 pozi\u0163ia de top de\u0163inut\u0103 de Dane\u00admarca are \u00een mare m\u0103sur\u0103 leg\u0103tur\u0103 cu deciziile luate cu decenii \u00een urm\u0103 privind introducerea de programe de economii pentru pensie care \u00eencep odat\u0103 cu angajarea.<\/p>\n
\nPoulsen, \u00een v\u00e2rst\u0103 de 50 de ani, arat\u0103 c\u0103 ea \u00eens\u0103\u015fi a \u00eenceput s\u0103 economiseasc\u0103, de\u015fi cu reticen\u0163\u0103, la v\u00e2rsta de 19 ani.<\/p>\n
\nGospod\u0103riile daneze mai de\u0163in \u00eens\u0103 un record: se num\u0103r\u0103 printre cele mai \u00eendatorate din Europa, cu credite \u00een mare parte ipotecare. Potrivit datelor b\u0103ncii centrale, dato\u00adriile pe cap de locuitor se situeaz\u0103 \u00een jurul a 560.000 de coroane.<\/p>\n
\nTotu\u015fi, 86% din datoriile respective au garan\u0163ii care nu sunt incluse \u00een calculul avu\u0163iei gospod\u0103riilor, arat\u0103 banca central\u0103. \u00centre timp, pre\u0163urile locuin\u0163elor se situeaz\u0103 la maxime record.<\/p>\n
\n\u00cen realizarea clasamentului, banca central\u0103 danez\u0103 avertizeaz\u0103 c\u0103 \u00een compararea avu\u0163iei financiare nete la nivel de \u0163\u0103ri trebuie s\u0103 se \u0163in\u0103 cont, printre altele, de faptul c\u0103 ar putea exista o diferen\u0163\u0103 \u00een ceea ce prive\u015fte impozitatea activelor financiare, ca de exemplu pensiile.<\/p>\n","protected":false},"excerpt":{"rendered":"
Rom\u00e2nii se afl\u0103 pe ultimul loc \u00eentr-un clasament european al averii financiare nete realizat de banca central\u0103 a Danemarcei, sub Slovacia, Bulgaria \u015fi Polonia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9264,49162,173],"class_list":["post-195387","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avere","tag-financiara","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=195387"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195387\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=195387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=195387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=195387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}