\nGigantul american de pl\u0103\u0163i Visa a cump\u0103rat fintech-ul sueez Tink, \u00eentr-o tranzac\u0163ie de 1,8 miliarde de euro anun\u0163at\u0103 la mai pu\u0163in de \u015fase luni dup\u0103 ce autorit\u0103\u0163ile de reglementare au respins tranzac\u0163ia prin care Visa a vrut s\u0103 achizi\u0163ioneze Plaid, potrivit FT.<\/p>\n
\nSuedezii de la Tink dezvolt\u0103 o tehnologie care le permite ter\u0163ilor s\u0103 se conecteze la datele clien\u0163ilor de la diverse institu\u0163ii financiare, permi\u0163\u00e2ndu-le s\u0103 ofere servicii precum pl\u0103\u0163i sau un agregator de conturi \u2013 servicii care ocolesc re\u0163ele tradi\u0163ionale de carduri precum cea a Visa.<\/p>\n
\nAutorit\u0103\u0163ile de reglementare au \u00eencercat s\u0103 \u00eencurajeze apari\u0163ia unor servicii precum cele oferite de Tink, \u00eentruc\u00e2t ele genereaz\u0103 competi\u0163ie \u015fi aduc mai multe op\u0163iuni \u00een pia\u0163a de pl\u0103\u0163i din Europa. \u00cen 2018, autorit\u0103\u0163ile au introdus regulamentul de open banking, care a for\u0163at b\u0103ncile s\u0103 le permit\u0103 acestor companii s\u0103 le acceseze datele.<\/p>\n
\nVisa a declarat c\u0103 achizi\u0163ia Tink ar reprezenta o veste bun\u0103 pentru open banking, \u00eentruc\u00e2t evolu\u0163ia acestui tip de servicii ar fi fost \u0163inut\u0103 pe loc p\u00e2n\u0103 \u00een acest moment.<\/p>\n
\n\u201eVisa s-a angajat s\u0103 fac\u0103 tot ce poate pentru a \u00eencuraja inova\u0163ia \u015fi pentru a \u00eemputernici consumatorii \u00een sprijinul \u0163intelor de open banking din Europa. Aduc\u00e2nd la un loc re\u0163eaua de re\u0163ele a Visa \u015fi capacit\u0103\u0163ile de open banking ale Tink, vrem s\u0103 livr\u0103m valoare ad\u0103ugat\u0103 clien\u0163ilor \u015fi businessurilor din Europa, prin instrumente care s\u0103 le fac\u0103 via\u0163a financiar\u0103 mai simpl\u0103 \u015fi mai sigur\u0103\u201d, a declarat Al Kelly, CEO \u015fi pre\u015fedinte al Visa.<\/p>\n
\nPre\u0163ul de 1,8 miliarde de euro reprezint\u0103 un pre\u0163 cu 165% mai mare fa\u0163\u0103 de valoarea stabilit\u0103 pentru Tink \u00een cadrul celei mai recente runde de finan\u0163are, din luna decembrie. Printre investitorii de atunci se num\u0103r\u0103 PayPal \u015fi BNP Paribas.<\/p>\n
\nAnul acesta, fintech-ul Plaid a ajuns la o evaluare de 13,4 miliarde de dolari \u00een urma unei runde de finan\u0163are \u2013 o valoare de trei ori mai mare dec\u00e2t cea la care Visa voia s\u0103 cumpere Plaid \u00een 2020.<\/p>\n
\nPlanurile prin care Visa \u00ee\u015fi dorea s\u0103 cumpere Plaid au fost n\u0103ruite de Departamentul de Justi\u0163ie din SUA, care a acuzat Visa c\u0103 vrea s\u0103 elimine un poten\u0163ial competitor, o acuza\u0163ie pe care gigantul american de pl\u0103\u0163i a respins-o.<\/p>\n","protected":false},"excerpt":{"rendered":"
Gigantul american de pl\u0103\u0163i Visa a cump\u0103rat fintech-ul sueez Tink, \u00eentr-o tranzac\u0163ie de 1,8 miliarde de euro anun\u0163at\u0103 la mai pu\u0163in de \u015fase luni dup\u0103 ce autorit\u0103\u0163ile de reglementare au respins tranzac\u0163ia prin care Visa a vrut s\u0103 achizi\u0163ioneze Plaid, potrivit FT. Suedezii de la Tink dezvolt\u0103 o tehnologie care le permite ter\u0163ilor s\u0103 se […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[470,30016,161,93,395,400,95],"class_list":["post-195173","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-cumparare","tag-gigant","tag-miliarde","tag-plati","tag-retele","tag-tranzactie","tag-visa"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=195173"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195173\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=195173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=195173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=195173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}