\n\u00cencep\u00e2nd de mar\u0163i, clien\u0163ii din Danemarca ai b\u0103ncii Nordea Bank pot ob\u0163ine astfel de credite, care au un cupon mai mic dec\u00e2t cel pentru titlurile de stat pe 10 ani emise de Trezoreria SUA.<\/p>\n
\n\u00cen contextul mondial actual, Danemarca se diferen\u0163iaz\u0103 prin faptul c\u0103 a p\u0103strat mai mult dec\u00e2t orice alt\u0103 \u0163ar\u0103 o dob\u00e2nd\u0103 negativ\u0103 de politic\u0103 monetar\u0103. \u00cen 2012, Banca central\u0103 din Danemarca a decis s\u0103 reduc\u0103 dob\u00e2nda de referin\u0163\u0103 la un nivel mai mic de zero, iar de atunci \u00eencoace debitorii danezi s-au bucurat de o sc\u0103dere continu\u0103 a costurilor cu \u00eemprumuturile.<\/p>\n
\nIdeea, care odat\u0103 p\u0103rea de neconceput, s\u0103 te \u00eemprumu\u0163i pentru dou\u0103 decenii f\u0103r\u0103 s\u0103 pl\u0103te\u015fti dob\u00e2nzi, vine \u00eentr-un moment \u00een care oficialii b\u0103ncilor centrale evit\u0103 s\u0103 majoreze costul creditului. Potrivit unei analize efectuate de Bloomberg, nicio mare banc\u0103 central\u0103 din Occident nu va majora dob\u00e2nzile \u00een acest an.<\/p>\n
\nDe asemenea, Danske Bank A\/S, cea mai mare banc\u0103 din Danemarca, analizeaz\u0103 posibilitatea de a emite obliga\u0163iuni pe 20 de ani f\u0103r\u0103 dob\u00e2nd\u0103, potrivit Agerpres.<\/p>\n
\n\u00cen urm\u0103 cu c\u00e2\u0163iva ani, b\u0103ncile din Danemarca au fost primele care au emis obliga\u0163iuni pe 20 de ani cu cupon 0%, \u00een condi\u0163iile \u00een care interesul investitorilor pentru zone sigure \u00een care s\u0103 \u00ee\u015fi plaseze banii a dus la sc\u0103derea dob\u00e2nzilor pe pia\u0163a de obliga\u0163iuni din Danemarca. Ar fi pentru prima dat\u0103 c\u00e2nd un astfel de produs revine pe pia\u0163\u0103.<\/p>\n
\n“Cererea exist\u0103”, spune Lisa Bergmann, economist \u015fef la Nordea Kredit, care sus\u0163ine c\u0103 aceste obliga\u0163iuni ar putea s\u0103 genereze o cerere record.<\/p>\n","protected":false},"excerpt":{"rendered":"
O banc\u0103 din Danemarca, \u0163ara cu cea mai lung\u0103 perioad\u0103 \u00een care dob\u00e2nda de politic\u0103 monetar\u0103 a b\u0103ncii centrale este negativ\u0103, a \u00eenceput s\u0103 ofere credite ipotecare pe 20 de ani cu dob\u00e2nd\u0103 fix\u0103 zero, transmite Bloomberg.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,7458],"class_list":["post-195104","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanda"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=195104"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/195104\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=195104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=195104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=195104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}