{"id":194946,"date":"2021-06-16T10:28:46","date_gmt":"2021-06-16T10:28:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=194946"},"modified":"2021-06-16T10:28:46","modified_gmt":"2021-06-16T10:28:46","slug":"sfarsitul-unei-ere-raiffeisen-bank-romania-a-facut-anuntul-dupa-19-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=194946","title":{"rendered":"Sf\u00e2r\u015fitul unei ere: Raiffeisen Bank Rom\u00e2nia a f\u0103cut anun\u0163ul, dup\u0103 19 ani"},"content":{"rendered":"<p>\nSteven van Groningen, 63 de ani, pre\u015fedinte \u015fi CEO al Raif\u00adfei\u00adsen Bank Rom\u00e2nia, se preg\u0103te\u015fte s\u0103 se retrag\u0103 de la conducerea executiv\u0103 a b\u0103ncii, dup\u0103 19 ani, o perioad\u0103 mar\u00adcat\u0103 de achizi\u0163ia B\u0103ncii Agricole, bu\u00admul economic \u015fi al credit\u0103rii bancare, pe\u00adrioada de criz\u0103 \u015fi revenirea la ani de cre\u015ftere, dar mai sustenabil.<\/p>\n<p>\nConform unor surse din pia\u0163a ban\u00adcar\u0103, grupul austriac Raiffeisen a \u00eenceput un proces de recrutare pen\u00adtru viitorul CEO, pe list\u0103 fiind at\u00e2t ban\u00adcheri din banc\u0103, dar \u015fi din alte b\u0103nci, c\u00e2t \u015fi expa\u0163i.<\/p>\n<p>\nSteven van Groningen este cel mai longeviv \u015fef de banc\u0103 de pe pia\u00ad\u0163\u0103. El a preluat conducerea Raiffei\u00adsen Bank Rom\u00e2nia \u00een 2002, atunci c\u00e2nd gru\u00adpul austriac a cump\u0103rat Banca Agricol\u0103, reu\u015find apoi s\u0103 o inte\u00adgreze, rezultatul fiind o banc\u0103 de top cinci \u00een Rom\u00e2nia, care a fost ex\u00adtrem de pro\u00adfitabil\u0103, at\u00e2t \u00een perioada de bum economic \u015fi bancar 2004-2008, c\u00e2t \u015fi \u00een perioada de criz\u0103 din 2008 \u00een colo.<\/p>\n<p>\nOlandezul Steven van Groningen, participant la jocurile olimpice \u00een echipa de canotaj a Olandei, a f\u0103cut cu\u00adno\u015ftin\u0163\u0103 cu sistemul bancar rom\u00e2\u00adnesc \u00een 1993, c\u00e2nd a avut pozi\u0163ia de consilier la Banca Na\u0163ional\u0103. Dup\u0103 un an a ple\u00adcat la ABN Amro Bank, ban\u00adca olan\u00adde\u00adz\u0103 ce \u00ee\u015fi deschidea opera\u00ad\u0163iu\u00adnile la Bucure\u015fti. \u00cen 1998 olandezii l-au trimis la Moscova, iar apoi la Buda\u00adpes\u00adta. \u00cen 2001 s-a re\u00eentors \u00een Rom\u00e2nia, iar \u00een 2002 a preluat conducerea Raiffei\u00adsen Bank, care tocmai cump\u0103rase Banca Agricol\u0103, o fost\u0103 banc\u0103 de stat afectat\u0103 de creditele neperformante.<\/p>\n<p>\nLa \u00eenceputurile anilor 2000, Raif\u00adfei\u00adsen a deschis creditarea de retail odat\u0103 cu sc\u0103derea dob\u00e2nzilor la lei, sta\u00adbilitatea cursului leu\/dolar \u015fi apoi a cursului leu\/euro, pe fondul dorin\u0163elor extraordinare a rom\u00e2nilor de a lua credite de consum \u015fi credite pentru achizi\u0163ia de apartamente.<\/p>\n<p>\nLa mijlocul anilor 2000, Raiffeisen a fost printre b\u0103ncile care au dat cre\u00addi\u00adte \u00een franci elve\u0163ieni, un produs care, dup\u0103 apari\u0163ia crizei \u00een 2008, a de\u00adclan\u015fat unul dintre cele mai mari scan\u00addaluri bancare de pe pia\u0163\u0103, care nu s-a \u00eencheiat nici acum.<\/p>\n<p>\nAv\u00e2nd un management al riscului mult mai prudent, Raiffeisen a tra\u00adversat criza mult mai bine dec\u00e2t alte b\u0103nci, reu\u015find s\u0103 r\u0103m\u00e2n\u0103 profitabil\u0103, \u00een timp ce alte b\u0103nci raportau pierderi. \u00cen 2013, Raiffeisen a achizi\u0163ionat portofoliul de retail al Citi Bank.<\/p>\n<p>\nDe\u015fi a fost prezent\u0103 \u00een aproape toate proiectele de v\u00e2nzare de b\u0103nci din Rom\u00e2nia, Raiffeisen nu a f\u0103cut nici o achizi\u0163ie. Din acest motiv cre\u015fterea, bazat\u0103 numai pe cre\u015ftere organic\u0103, a fost mult mai lent\u0103.<\/p>\n<p>\nDeobicei, Raiffeisen era a patra banc\u0103 din Rom\u00e2nia, dar \u00een ultimii ani a fost dep\u0103\u015fit\u0103 de ING Bank., care a avut o strategie de cre\u015ftere mult mai agresiv\u0103. Raiffeisen era a cincea banc\u0103 de pe pia\u0163\u0103. La finalul lui 2020 activele totale ale b\u0103ncii au fost de 51,3 mld. lei,&nbsp; adic\u0103 10,5 mld. euro, cu un profit net de 644 mil. lei, adic\u0103 131 mil. euro.<\/p>\n<p>\nSteven van Groningen a \u0163inut banca unit\u0103, chiar dac\u0103 lucrurile nu \u00eentotdeauna au fost cele mai lini\u015ftite.<\/p>\n<p>\nDac\u0103 Steven van Groningen se va retrage la finalul acestui an, grupul austriac Raiffeisen trebuie s\u0103 g\u0103seasc\u0103 un alt CEO, opera\u0163iune destul de complicat\u0103, pe list\u0103 fiind bancheri din banc\u0103, din afara b\u0103ncii, rom\u00e2ni \u015fi expa\u0163i.<\/p>\n<p>\nSteven Van Groningen este c\u0103s\u0103torit cu Valeria R\u0103cil\u0103, campioana olimpic\u0103 a Rom\u00e2niei \u00een 1984 la canotaj.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Steven van Groningen, 63 de ani, pre\u015fedinte \u015fi CEO al Raif\u00adfei\u00adsen Bank Rom\u00e2nia, se preg\u0103te\u015fte s\u0103 se retrag\u0103 de la conducerea executiv\u0103 a b\u0103ncii, dup\u0103 19 ani, o perioad\u0103 mar\u00adcat\u0103 de achizi\u0163ia B\u0103ncii Agricole, bu\u00admul economic \u015fi al credit\u0103rii bancare, pe\u00adrioada de criz\u0103 \u015fi revenirea la ani de cre\u015ftere, dar mai sustenabil. Conform unor surse [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,7267,12847,17748,7565,10222,2404],"class_list":["post-194946","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-banci","tag-executiv","tag-raiffeisen-bank-romania","tag-recrutare","tag-retragere","tag-steven-van-groningen"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/194946","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=194946"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/194946\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=194946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=194946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=194946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}