\nTarifele de referin\u0163\u0103 sunt calculate semestrial, potrivit prevederilor legale, de o companie independent\u0103 \u00een func\u0163ie de: categoriile de vehicule (autoturisme, autovehicule transport marf\u0103, autovehicule transport persoane etc.), de tipul asiguratului (persoan\u0103 juridic\u0103\/persoan\u0103 fizic\u0103), de v\u00e2rsta asigura\u0163ilor \u00een cazul persoanelor fizice, precum \u015fi de caracteristicile tehnice ale vehiculelor (capacitatea cilindric\u0103 sau puterea, masa maxim\u0103 autorizat\u0103, num\u0103rul de locuri). A.S.F. are doar obliga\u0163ia legal\u0103 de a publica tarifele de referin\u0163\u0103.<\/p>\n
\nPublicarea tarifelor de referin\u0163\u0103 reprezint\u0103 un demers ce conduce la cre\u015fterea transparen\u0163ei, la informarea \u015fi la transmiterea c\u0103tre consumatori \u015fi c\u0103tre companiile din pia\u0163\u0103 a unor informa\u0163ii corecte \u015fi complete cu privire la poli\u0163ele RCA. Tarifele de referin\u0163\u0103 nu reprezint\u0103 tarife la care sunt \u00eencheiate asigur\u0103rile obligatorii de r\u0103spundere civil\u0103 auto \u00een pia\u0163\u0103.<\/p>\n
\nEstimarea tarifelor de referin\u0163\u0103, care utilizeaz\u0103 formula de calcul definit\u0103 la art. 2 pct. 24 din Legea nr. 132\/2017, se realizeaz\u0103 pe baza datelor statistice referitoare la pia\u0163a asigur\u0103rilor RCA, \u00een spe\u0163\u0103 date istorice referitoare la poli\u0163ele de asigurare \u015fi daunele aferente, de la toate societ\u0103\u0163ile de asigurare autorizate \u015fi reglementate de A.S.F. \u015fi de la o sucursal\u0103 care \u00ee\u015fi desf\u0103\u015foar\u0103 activitatea pe teritoriul Rom\u00e2niei, \u00een baza dreptului de stabilire, care practicau asigur\u0103ri RCA la data de referin\u0163\u0103.<\/p>\n
\nPerioada de referin\u0163\u0103 pentru datele istorice utilizate \u00een determinarea primei de risc de referin\u0163\u0103, a factorilor de \u00eenc\u0103rcare \u015fi a tarifului de referin\u0163\u0103 (sau prima brut\u0103 de referin\u0163\u0103) este reprezentat\u0103 de ultimii 5 ani de evenimente anteriori datei de referin\u0163\u0103.<\/p>\n
\nTarifele de referin\u0163\u0103 sunt calculate pentru clasa de Bonus\/Malus B0.<\/p>\n
\nASF a reac\u0163ionat la criticile transportatorilor legate de majorarea tarifului de referin\u0163\u0103 al RCA. \u201dC\u00e2nd num\u0103rul de accidente e \u00een sc\u0103dere abrupt\u0103 \u00een ultimii doi ani, iar tariful de referin\u0163\u0103 al poli\u0163ei RCA, \u00een loc s\u0103 scad\u0103, cre\u015fte \u00een permanen\u0163\u0103, este clar c\u0103 vorbim despre gre\u015feli grave \u015fi repetate, care favorizeaz\u0103 firmele de asigurari \u015fi care prejudiciaz\u0103 interesele celor 9 milioane de \u015foferi rom\u00e2ni, pe care Statul Rom\u00e2n ar trebui s\u0103-i protejeze\u201d , a declarat Vasile \u015etef\u0103nescu, Pre\u015fedinte COTAR.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Tarifele de referin\u0163\u0103 RCA sunt calculate semestrial de o companie independent\u0103, iar Autoritatea de Supraveghere Financiar\u0103 doar le public\u0103, anun\u0163\u0103 un comunicat al autorit\u0103\u0163ii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30344,8208],"class_list":["post-194167","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asf","tag-rca"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/194167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=194167"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/194167\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=194167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=194167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=194167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}