{"id":193449,"date":"2021-04-26T19:59:11","date_gmt":"2021-04-26T19:59:11","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=193449"},"modified":"2021-04-26T19:59:11","modified_gmt":"2021-04-26T19:59:11","slug":"credit-de-100-000-lei-fara-dobanda-direct-pe-net-de-la-cec-bank","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=193449","title":{"rendered":"Credit de 100.000 lei F\u0102R\u0102 dob\u00e2nd\u0103 direct pe net de la CEC Bank"},"content":{"rendered":"

\nCEC Bank a lansat un card de credit acordat integral online, cu p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103, pentru tranzac\u0163iile de la orice comerciant din \u0163ar\u0103 sau str\u0103in\u0103tate.<\/p>\n

\nCardul, lansat \u00een colaborare cu start-up-ul rom\u00e2nesc FintechOS, se poate ob\u0163ine \u00een mai pu\u0163in de o or\u0103, f\u0103r\u0103 drumuri la banc\u0103, mai rapid dec\u00e2t \u00een varianta clasic\u0103, \u00een care procesul de contractare dureaz\u0103 2-3 zile.<\/p>\n

\n\u201dContinu\u0103m strategia de digitalizare a CEC Bank, iar cardul de credit este cel de-al treilea produs CEC Bank pe care l-am adus 100% \u00een zona online \u00eentr-un timp record, al\u0103turi de pachetul de cont curent \u015fi creditul de nevoi personale \u2013 toate lansate \u00een ultimul an. Accesarea serviciilor bancare  ar trebui s\u0103 fie la fel de simpl\u0103 ca orice alt\u0103 comand\u0103 la un magazin online \u015fi este un serviciu pentru care vedem c\u0103 exist\u0103 cerere \u00een pia\u0163\u0103\u201d, a declarat Bogdan Neac\u015fu, Director General al CEC Bank.<\/p>\n

\nPrin CEC_IN<\/a>, magazinul virtual al CEC Bank, sunt disponibile dou\u0103 tipuri de carduri de credit: Visa Affinity \u015fi Visa Platinum, prin care pot fi contractate sume de p\u00e2n\u0103 la 60 000 lei, respectiv 100 000 de lei. Celor care \u00ee\u015fi fac card de credit 100% online, CEC Bank le ofer\u0103 acces la Mobile Banking prin intermediul pachetului Bun Venit.<\/p>\n

\n \u00cen cazul celor care nu opteaz\u0103 pentru sistemul de rate f\u0103r\u0103 dob\u00e2nd\u0103, banca ofer\u0103 o perioad\u0103 de gra\u0163ie de p\u00e2n\u0103 la 59 de zile, iar suma minim\u0103 de rambursat este de doar 2,5% din suma datorat\u0103.<\/p>\n

\nDob\u00e2nda este de 13,09% pe an (IRCC+11,42%), fiind datorat\u0103 doar pentru sumele utilizate din limita de credit \u015fi care nu sunt rambursate p\u00e2n\u0103 la data lunar\u0103 de scaden\u0163\u0103.<\/p>\n

\nCardurile pot fi folosite inclusiv pentru pl\u0103\u0163i cu telefonul mobil sau cu ceasul smart prin Google Pay, Apple Pay, Garmin Pay, Fitbit Pay sau aplica\u0163ia CEC Pay.<\/p>\n

\nPentru lansarea cardului de credit 100% online, CEC Bank a colaborat cu start-up-ul rom\u00e2nesc FintechOS \u015fi cu compania de consultan\u0163\u0103 Deloitte. \u00cen cadrul platformei CEC_IN<\/a> sunt folosite o serie de tehnologii inovative cum ar fi recunoa\u015fterea automat\u0103 a datelor (OCR), preluarea automat\u0103 a acestora \u00een sisteme \u015fi recunoa\u015fterea facial\u0103 liveness, precum \u015fi un mod automat de analiz\u0103 \u015fi decizie.<\/p>\n

\nPentru a intra \u00een posesia unui card de credit 100% online, Visa Affinity sau Visa Platinum de la CEC Bank, cei interesa\u0163i trebuie s\u0103 parcurg\u0103 un flux online simplificat, care dureaz\u0103 doar c\u00e2teva minute: clientul selecteaz\u0103 suma dorit\u0103, ofer\u0103 informa\u0163ii despre situa\u0163ia financiar\u0103 \u015fi statutul profesional, \u00ee\u015fi introduce datele de identificare \u015fi intr\u0103 \u00eentr-un apel video cu un reprezentant al b\u0103ncii.<\/p>\n

\nVerificarea eligibilit\u0103\u0163ii, inclusiv interogarea veniturilor la ANAF \u015fi a istoricului de creditare, se realizeaz\u0103 automat, iar acordurile din partea clientului sunt semnate electronic. \u00cen cazul unui r\u0103spuns pozitiv, contractul se genereaz\u0103 pe loc \u015fi este semnat tot electronic.<\/p>\n

\n\u00cen plus, CEC Bank le ofer\u0103 celor care contracteaz\u0103 un card de credit online acces la Mobile Banking \u015fi la un cont curent, astfel \u00eenc\u00e2t rela\u0163ia cu banca s\u0103 se poat\u0103 derula \u00een continuare 100% online, inclusiv \u00een ceea ce prive\u015fte rambursarea ratelor.<\/p>\n","protected":false},"excerpt":{"rendered":"

CEC Bank a lansat un card de credit acordat integral online, cu p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103, pentru tranzac\u0163iile de la orice comerciant din \u0163ar\u0103 sau str\u0103in\u0103tate. Cardul, lansat \u00een colaborare cu start-up-ul rom\u00e2nesc FintechOS, se poate ob\u0163ine \u00een mai pu\u0163in de o or\u0103, f\u0103r\u0103 drumuri la banc\u0103, mai rapid dec\u00e2t \u00een varianta […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[6180,14224,7736],"class_list":["post-193449","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-cec","tag-cec-bank","tag-credit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/193449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=193449"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/193449\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=193449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=193449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=193449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}