\nIndicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a sc\u0103zut joi, 15 aprilie 2021, la 1,59% \u00een a treia zi de sc\u0103dere dup\u0103 ce la \u00eenceputul s\u0103pt\u0103m\u00e2nii stagna la 1,62%, prag la care era cotat \u015fi la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute.<\/p>\n
\nLa \u00eenceputul acestei luni, indicele ROBOR la 3 luni era cotat la 1,67% \u015fi a \u00eenregistrat un trend descendent aproape continuu, doar \u00een anumite zile a stagnat, \u00een rest a urm\u0103rit trendul.<\/p>\n
\nSc\u0103derea \u00eenregistrat\u0103 de ROBOR de la \u00eenceputul acestui an a fost influen\u0163at\u0103 de deciziile recente ale BNR de ajustare a dob\u00e2nzii-cheie \u015fi a ratelor facilit\u0103\u0163ilor permanente din jurul acesteia.<\/p>\n
\nMai exact, vineri, 15 ianuarie, consiliul de administra\u0163ie al BNR a decis, surprin\u00adz\u0103\u00adtor, s\u0103 relaxeze politica mo\u00adnetar\u0103 prin reducerea dob\u00e2nzii-cheie la minimul istoric de 1,25%, dup\u0103 ce \u00een 2020 a operat trei ajust\u0103ri ale dob\u00e2nzii, de la 2,5% la 1,5% pe an.<\/p>\n
\nPractic, de la \u00eenceputul pandemiei \u00een 2020, BNR a \u00een\u00adju\u00adm\u0103t\u0103\u0163it dob\u00e2nda de politic\u0103 monetar\u0103, dup\u0103 patru ajust\u0103ri.<\/p>\n
\nIndicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n
\n\u00cen prima zi din acest an, indicele ROBOR la 3 luni afi\u015fa o cota\u0163ie de 2,01%, dup\u0103 care a \u00eenceput s\u0103 scad\u0103 sub 2%.<\/p>\n
\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n
\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n
\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 – indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor – IRCC – care a \u00eenlocuit ROBOR.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a sc\u0103zut joi, 15 aprilie 2021, la 1,59% \u00een a treia zi de sc\u0103dere dup\u0103 ce la \u00eenceputul s\u0103pt\u0103m\u00e2nii stagna la 1,62%, prag la care era cotat \u015fi la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute. La \u00eenceputul acestei luni, indicele ROBOR […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[342,485,32766,8316,4905],"class_list":["post-193047","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-continuare","tag-credite","tag-folosire","tag-reducere","tag-toamna"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/193047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=193047"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/193047\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=193047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=193047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=193047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}