\nClien\u0163ii din Olanda ai b\u0103ncii ING vor \u00eencepe s\u0103 pl\u0103teasc\u0103 dob\u00e2nzi de 0,5% dac\u0103 au peste 100.000 de euro \u00een cont, \u00een contextul \u00een care dob\u00e2nda negativ\u0103 se aplica p\u00e2n\u0103 acum doar peste pragul de 250.000 de euro, potrivit NL Times.<\/p>\n
\nDob\u00e2nzile negative se vor aplica at\u00e2t pentru to\u0163i clien\u0163ii care au peste 100.000 de euro \u00een cont, inclusiv pentru clientii business.<\/p>\n
\nReprezentan\u0163ii ING Rom\u00e2nia au transmis pentru ZF c\u0103 este vorba doar despre clien\u0163ii din Olanda, \u00een timp ce pentru clien\u0163ii din Rom\u00e2nia nu se aplic\u0103 dob\u00e2nzi negative nici pentru conturile \u00een euro, nici pentru cele \u00een lei. Din contr\u0103, banca pl\u0103te\u015fte dob\u00e2nzi la depozite \u00een pia\u0163a local\u0103. <\/p>\n
\nConform NL Times, ING a subliniat c\u0103 dob\u00e2nda se aplic\u0103 per cont, nu per client, ceea ce \u00eenseamn\u0103 c\u0103 \u00eemp\u0103r\u0163irea banilor \u00eentre mai multe conturi ar reprezenta o porti\u0163\u0103 prin care clientul poate evita dob\u00e2nda negativ\u0103.<\/p>\n
\nPe de alt\u0103 parte, costurile lunare pentru a men\u0163ine mai multe conturi ar putea ajunge destul de ridicate.<\/p>\n
\nCei care au \u00een cont sub 100.000 de euro vor primi \u00een continuare o dob\u00e2nd\u0103 de 0,01, conform ING.<\/p>\n
\nPotrivit b\u0103ncii, 97,8% dintre clien\u0163i nu vor fi nevoi\u0163i s\u0103 pl\u0103teasc\u0103 pentru a economisi.<\/p>\n
\nOlandezii de la ING au explicat c\u0103 acest context \u00een care dob\u00e2nzile se men\u0163in la un nivel sc\u0103zut, iar Banca Central\u0103 European\u0103 aplic\u0103 o politica de dob\u00e2nd\u0103 negativ\u0103, for\u0163eaz\u0103 banca s\u0103 fac\u0103 aceste mutari. Spre exemplu, ING trebuie s\u0103 pl\u0103teasc\u0103 o dob\u00e2nd\u0103 de 0,5% pentru a depozita bani la BCE.<\/p>\n
\nPentru a \u00een\u0163elege peisajul bancar din Olanda, Rabobank \u015fi De Volksbank aplica dob\u00e2nzi negative abia de la 250.000 de euro, \u00een timp ce pragul este la 500.000 de euro la ABN Amro.<\/p>\n","protected":false},"excerpt":{"rendered":"
Clien\u0163ii din Olanda ai b\u0103ncii ING vor \u00eencepe s\u0103 pl\u0103teasc\u0103 dob\u00e2nzi de 0,5% dac\u0103 au peste 100.000 de euro \u00een cont, \u00een contextul \u00een care dob\u00e2nda negativ\u0103 se aplica p\u00e2n\u0103 acum doar peste pragul de 250.000 de euro, potrivit NL Times. Dob\u00e2nzile negative se vor aplica at\u00e2t pentru to\u0163i clien\u0163ii care au peste 100.000 de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16607,187],"class_list":["post-192985","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aplicare","tag-dobanzi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/192985","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=192985"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/192985\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=192985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=192985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=192985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}