\n <\/p>\n
\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a crescut vineri la 1,70% fa\u0163\u0103 de nivelul de 1,69%, afi\u015fat joi \u015fi la acela\u015fi nivelul cu ziua de miercuri.<\/p>\n
\nLa sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute indicele ROBOR la 3 luni era cotat la 1,59% \u015fi a \u00eenregistrat o cre\u015ftere de aproximativ 7% p\u00e2n\u0103 la sf\u00e2r\u015fitul acestei s\u0103pt\u0103m\u00e2ni.<\/p>\n
\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a continuat cre\u015fterea accelerat\u0103 \u00een primele trei zile din aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103, fiind cotat la 1,61% luni, 1,68% mar\u0163i \u015fi 1,70% miercuri.<\/p>\n
\nJoi indicele ROBOR la 3 luni a \u00eenregistrat o sc\u0103dere u\u015foar\u0103 fa\u0163\u0103 de ziua anterioar\u0103 de la 1,70% la 1.69%.<\/p>\n
\nROBOR a \u00eenceput 2021 pe un trend descendent, influen\u0163at de deciziile recente ale BNR de ajustare a dob\u00e2nzii-cheie \u015fi a ratelor facilit\u0103\u0163ilor permanente din jurul acesteia. De s\u0103pt\u0103m\u00e2na trecut\u0103 \u00eens\u0103, indicele a \u00eenceput s\u0103 creasc\u0103. <\/p>\n
\nBNR a decis pe 15 ianuarie s\u0103 relaxeze politica mo\u00adnetar\u0103 prin reducerea dob\u00e2nzii-cheie la minimul istoric de 1,25%, dup\u0103 ce \u00een 2020 a operat trei ajust\u0103ri ale dob\u00e2nzii, de la 2,5% la 1,5% pe an.<\/p>\n
\nDe la \u00eenceputul pandemiei, \u00een martie 2020, BNR a \u00een\u00adju\u00adm\u0103t\u0103\u0163it dob\u00e2nda de politic\u0103 monetar\u0103, dup\u0103 patru ajust\u0103ri.<\/p>\n
\nIndicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n
\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n
\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n
\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 – indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor – IRCC – care a \u00eenlocuit ROBOR.<\/p>\n
\nValoarea IRCC aplicabil\u0103 \u00een T1\/2021 este de 1,88%. <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a crescut vineri la 1,70% fa\u0163\u0103 de nivelul de 1,69%, afi\u015fat joi \u015fi la acela\u015fi nivelul cu ziua de miercuri. La sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute indicele ROBOR la 3 luni era cotat la 1,59% \u015fi […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-191648","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191648"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191648\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=191648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=191648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}