{"id":191500,"date":"2021-03-02T11:28:05","date_gmt":"2021-03-02T11:28:05","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=191500"},"modified":"2021-03-02T11:28:05","modified_gmt":"2021-03-02T11:28:05","slug":"ce-se-intampla-in-numai-3-zile-dobanzile-au-explodat-atentie-pentru-cei-care-au-rate","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=191500","title":{"rendered":"Ce se \u00eent\u00e2mpl\u0103? \u00cen numai 3 zile, dob\u00e2nzile au explodat. Aten\u0163ie pentru cei care au rate"},"content":{"rendered":"<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, continu\u0103 cre\u015fterea accelarat\u0103 din ultimele zile \u015fi a ajuns mar\u0163i la 1,68%, de la 1,61% luni \u015fi 1,59% vineri.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nCre\u015fteri importante au fost \u00eenregistrate \u015fi de ROBOR la 1 lun\u0103, de la 1<span color:=\"\" font-family:=\"\" text-align:=\"\">,63% luni la&nbsp;<\/span><span style=\"color: rgb(0, 0, 0); font-family: Calibri, Arial, Helvetica, sans-serif; text-align: center;\">1,67% ast\u0103zi<\/span>, \u00een timp ce Robor la 1 s\u0103pt\u0103m\u00e2n\u0103 a urcat mai pu\u0163in, la&nbsp;<span style=\"color: rgb(0, 0, 0); font-family: Calibri, Arial, Helvetica, sans-serif; text-align: center;\">1,78%, fa\u0163\u0103 de&nbsp;<\/span>1,77% ieri.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nROBOR a \u00eenceput 2021 pe un trend descendent, influen\u0163at de deciziile recente ale BNR de ajustare a dob\u00e2nzii-cheie \u015fi a ratelor facilit\u0103\u0163ilor permanente din jurul acesteia. De s\u0103pt\u0103m\u00e2na trecut\u0103 \u00eens\u0103, indicele a \u00eecenput s\u0103 creasc\u0103.&nbsp;<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nBNR a decis pe 15 ianuarie s\u0103 relaxeze politica mo\u00adnetar\u0103 prin reducerea dob\u00e2nzii-cheie la minimul istoric de 1,25%, dup\u0103 ce \u00een 2020 a operat trei ajust\u0103ri ale dob\u00e2nzii, de la 2,5% la 1,5% pe an.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nDe la \u00eenceputul pandemiei, \u00een martie 2020, BNR a \u00een\u00adju\u00adm\u0103t\u0103\u0163it dob\u00e2nda de politic\u0103 monetar\u0103, dup\u0103 patru ajust\u0103ri.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nIndicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<o:p><\/o:p><\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\n<o:p><\/o:p>Pentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC &#8211; care a \u00eenlocuit ROBOR.<\/p>\n<p 0px=\"\" background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\" line-height:=\"\" margin:=\"\" padding:=\"\">\nValoarea IRCC aplicabil\u0103 \u00een T1\/2021 este de 1,88%.&nbsp;<\/p>\n<div>\n&nbsp;<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, continu\u0103 cre\u015fterea accelarat\u0103 din ultimele zile \u015fi a ajuns mar\u0163i la 1,68%, de la 1,61% luni \u015fi 1,59% vineri. Cre\u015fteri importante au fost \u00eenregistrate \u015fi de ROBOR la 1 lun\u0103, de la 1,63% luni la&nbsp;1,67% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[342,246,10021,23905],"class_list":["post-191500","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-continuare","tag-crestere","tag-indice","tag-urcare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191500"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191500\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=191500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=191500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}