\n\u201eNu cred c\u0103 noi, b\u0103ncile, avem motive s\u0103 ne pl\u00e2ngem de evolu\u0163ia din 2020, mai ales \u00een compara\u0163ie cu alte sec\u00adtoa\u00adre din economie\u201c, a declarat Steven van Gr\u00f6ningen \u00eentr-un inter\u00adviu acordat Ziarului Financiar.<\/p>\n
\nCreditarea a continuat s\u0103 creas\u00adc\u0103 \u00een 2020, \u00eens\u0103 ritmul me\u00addiu a \u00eencetinit la 5,1% fa\u0163\u0103 de 7,6% \u00een 2019, \u00een condi\u0163iile pan\u00adde\u00admiei de COVID-19.<\/p>\n
\nUn moment delicat pentru siste\u00admul bancar \u00een 2020 a fost cel \u00een care agen\u00ad\u0163iile de rating de \u0163ar\u0103 ne-ar fi putut retro\u00adgra\u00adda, ceea ce nu s-a \u00eent\u00e2mplat \u00een cele din ur\u00adm\u0103. Am trecut cu bine de acel moment \u015fi asta ne-a ajutat.\u201c<\/p>\n
\n\u00cen contextul pandemiei de COVID-19, care a dus la deteriorarea mediului macro\u00adeconomic \u015fi a impus constituirea unor pro\u00advizioane mai mari pentru even\u00adtuale dificult\u0103\u0163i viitoare ale cli\u00aden\u0163ilor b\u0103ncilor \u00een rambur\u00adsarea creditelor, profitul b\u0103n\u00adcilor a sc\u0103zut \u00een 2020.<\/p>\n
\nVorbind despre morato\u00adriile pri\u00advind am\u00e2narea ratelor la credite pentru clien\u0163ii care au avut dificult\u0103\u0163i financiare din cauza efectelor crizei COVID-19, CEO-ul Raiffeisen sus\u0163ine c\u0103 s-a observat un compor\u00adtament destul de bun al clien\u0163ilor b\u0103ncii care revin la plata ratelor, \u00een jur de dou\u0103 treimi dintre clien\u0163i relu\u00e2nd pl\u0103\u0163ile, \u00een timp ce mai pu\u0163in de o treime dintre clien\u0163i au dificult\u0103\u0163i la revenirea la plat\u0103 dup\u0103 expirarea moratoriilor, iar acestora banca le ofer\u0103 solu\u0163ii de restructurare.<\/p>\n
\nPentru 2021, CEO-ul Raiffeisen se declar\u0103 optimist cu privire la evolu\u0163ia economiei, a credit\u0103rii \u015fi a Raiffeisen Bank.<\/p>\n
\n\u201eSuntem \u00eentr-o perioad\u0103 marcat\u0103 de multe incertitudini, dar cererea pentru credite cre\u015fte. S\u0103 vedem c\u00e2te dintre ele vor fi aprobate pentru c\u0103 \u015fi partea de risc se adapteaz\u0103 permanent la evolu\u0163iile pie\u0163ei. Cert este c\u0103 nu m\u0103 a\u015ftept la evolu\u0163ii bru\u015fte \u015fi \u00een niciun caz la o sc\u0103dere a credit\u0103rii. B\u0103ncile vor continua s\u0103 finan\u0163eze economia, facem parte din solu\u0163ie \u00een aceast\u0103 perioad\u0103 \u015fi este clar c\u0103 exist\u0103 poten\u0163ial de cre\u015ftere\u201c, a spus \u015feful Raiffeisen.<\/p>\n","protected":false},"excerpt":{"rendered":"
Evolu\u0163ia cererii pentru credite a fost una bun\u0103 \u00een 2020, cu excep\u0163ia celor dou\u0103 luni de stare de urgen\u0163\u0103, iar b\u0103ncile nu au motive s\u0103 se pl\u00e2ng\u0103 de evolu\u0163ia din 2020, mai ales \u00een compara\u0163ie cu alte sectoare din economie, consider\u0103 Steven van Gr\u00f6ningen, pre\u015fedinte & CEO al Raiffeisen Bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8225,7267],"class_list":["post-191230","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-analiza","tag-banci"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191230"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191230\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=191230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=191230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}