{"id":191173,"date":"2021-02-21T16:45:44","date_gmt":"2021-02-21T16:45:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=191173"},"modified":"2021-02-21T16:45:44","modified_gmt":"2021-02-21T16:45:44","slug":"robor-la-3-luni-cel-mai-folosit-indicator-pentru-credite-a-incheiat-saptamana-la-155","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=191173","title":{"rendered":"ROBOR la 3 luni, cel mai folosit indicator pentru credite, a \u00eencheiat s\u0103pt\u0103m\u00e2na la 1,55%"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sta\u0163ionat vineri la 1,55%, potrivit datelor agregate de la BNR.<\/p>\n<p>\nSc\u0103derea \u00eenregistrat\u0103 de ROBOR de la \u00eenceputul acestui an a fost influen\u0163at\u0103 de deciziile BNR de ajustare a dob\u00e2nzii-cheie \u015fi a ratelor facilit\u0103\u0163ilor permanente din jurul acesteia.<\/p>\n<p>\n\u00cen prima zi din acest an, indicele ROBOR la 3 luni afi\u015fa o cota\u0163ie de 2,01%, dup\u0103 care a \u00eenceput s\u0103 scad\u0103 sub 2%. Indicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n<p>\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC, care a \u00eenlocuit ROBOR. Valoarea IRCC aplicabil\u0103 \u00een T1\/2021 este de 1,88%.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sta\u0163ionat vineri la 1,55%, potrivit datelor agregate de la BNR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,17315],"class_list":["post-191173","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191173"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191173\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=191173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=191173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}