\n\u00cen acela\u015fi timp, banca trebuie s\u0103 raporteze acti\u00advi\u00adt\u0103\u00ad\u0163ile suspicioase din conturile clien\u0163ilor pe baza a c\u00e2t mai mul\u00adte informa\u0163ii ob\u0163inute de la clien\u0163i, a spus Thomas Bernet, Chief Risk Officer la ING Bank Rom\u00e2nia, pentru ZF.<\/p>\n
\n\u201eDirectiva AML (Anti Money Laundering) ne for\u00ad\u0163ea\u00adz\u0103 s\u0103 \u00eentreb\u0103m sursa veniturilor \u015fi averii. Aceste in\u00adfor\u00adma\u0163ii trebuie s\u0103 le avem pentru c\u0103 dac\u0103 este ceva suspicios \u00een activitatea clientului, trebuie s\u0103 o detect\u0103m. Pentru a o de\u00adtecta, trebuie s\u0103 avem informa\u0163iile necesare de baz\u0103. Dac\u0103 detect\u0103m ceva suspicios suntem obliga\u0163i s\u0103 raport\u0103m acel cont, pentru a se lua m\u0103surile necesare \u00een cazul \u00een care exist\u0103 o fraud\u0103 \u00een acest sens. Scopul este s\u0103 prevenim frauda financiar\u0103\u201c, explic\u0103 Thomas Bernet.<\/p>\n
\nEl spune c\u0103 aceast\u0103 directiv\u0103 european\u0103 a venit de la Parlamentul European \u015fi cele mai multe \u0163\u0103ri au implementat-o \u00een anii 2016-2017, dar Rom\u00e2nia a \u00eent\u00e2rziat cu implementarea. Astfel, Rom\u00e2nia a adoptat aceast\u0103 directiv\u0103 \u00een anul 2019.<\/p>\n
\n\u201eNu cred c\u0103 este o problem\u0103 a b\u0103ncii centrale, mai de\u00adgra\u00adb\u0103 a guvernelor. Cred c\u0103 BNR este dornic\u0103 s\u0103 vad\u0103 aces\u00adte directive implementate. ING, datorit\u0103 pozi\u0163ion\u0103rii cen\u00adtrale \u00een Olanda, adopt\u0103 noile m\u0103suri \u015fi directive, pe m\u0103sur\u0103 ce se fac disponibile\u201c, a ad\u0103ugat Thomas Bernet.<\/p>\n","protected":false},"excerpt":{"rendered":"
B\u0103ncile solicit\u0103 clien\u0163ilor informa\u0163ii precum salariul, locul de munc\u0103, expunerea politic\u0103 \u015fi starea civil\u0103 din cauza unei directive europene pentru combatarea sp\u0103l\u0103rii banilor, care le determin\u0103 s\u0103-\u015fi \u00eentrebe clien\u0163ii sursa veniturilor \u015fi averii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,6148],"class_list":["post-191023","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-date"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191023"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/191023\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=191023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=191023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}