{"id":190835,"date":"2021-02-12T13:36:27","date_gmt":"2021-02-12T13:36:27","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=190835"},"modified":"2021-02-12T13:36:27","modified_gmt":"2021-02-12T13:36:27","slug":"romanii-cu-credite-primesc-azi-o-veste-dezastruoasa-anuntul-facut-de-bnr-pe-care-multi-sperau-sa-nu-l-auda","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=190835","title":{"rendered":"Rom\u00e2nii cu credite primesc azi o veste dezastruoas\u0103. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i sperau s\u0103 nu-l aud\u0103"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a urcat azi la 1,55%, dup\u0103 ce \u00een ultime \u015fase zile a fost cotat la 1,54%, potrivit datelor agregate de la BNR.<\/p>\n<p>\nSc\u0103derea \u00eenregistrat\u0103 de ROBOR \u00een acest an a fost influen\u0163at\u0103 de deciziile BNR de ajustare a dob\u00e2nzii-cheie \u015fi a ratelor facilit\u0103\u0163ilor permanente din jurul acesteia. Indicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an, \u00een timp ce la \u00eenceputul anului 2020 era de 3,19% pe an.<\/p>\n<p>\n\u00cen prima zi din acest an, indicele ROBOR la 3 luni afi\u015fa o cota\u0163ie de 2,01%, dup\u0103 care a \u00eenceput s\u0103 scad\u0103 sub 2%.<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n<p>\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC, care a \u00eenlocuit ROBOR.&nbsp;<\/p>\n<p>\nValoarea IRCC aplicabil\u0103 \u00een T1\/2021 este de 1,88%.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a urcat azi la 1,55%, dup\u0103 ce \u00een ultime \u015fase zile a fost cotat la 1,54%, potrivit datelor agregate de la BNR. Sc\u0103derea \u00eenregistrat\u0103 de ROBOR \u00een acest an a fost influen\u0163at\u0103 de deciziile BNR [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-190835","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190835"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190835\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}