{"id":190484,"date":"2021-02-02T11:51:25","date_gmt":"2021-02-02T11:51:25","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=190484"},"modified":"2026-04-08T08:46:47","modified_gmt":"2026-04-08T08:46:47","slug":"transportatorii-sustin-decontarea-directa-a-daunelor-rca-va-responsabiliza-consumatorul-sa-aleaga-un-asigurator-rca-de-calitate-si-va-asigura-mai-multe-drepturi-in-cazul-unui-accident","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=190484","title":{"rendered":"Transportatorii sus\u0163in decontarea direct\u0103 a daunelor RCA: Va responsabiliza consumatorul s\u0103 aleag\u0103 un asigurator RCA de calitate \u015fi va asigura mai multe drepturi \u00een cazul unui accident"},"content":{"rendered":"
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\nTransportatorii sus\u0163in decontarea direct\u0103 pe pia\u0163a asigur\u0103rilor, proiect de lege publicat recent de Ministerul de Finan\u0163e, \u00een condi\u0163iile \u00een care exist\u0103 zeci de mii de dosare de daun\u0103 nepl\u0103tite, iar consumatorii \u015fi persoanele prejudiciate trebuie s\u0103 aib\u0103 dreptul s\u0103 opteze \u00eentre a se \u00eendrepta \u00eempotriva asiguratorului RCA al ter\u0163ului sau a se adresa propriului asigurator, pentru ob\u0163inerea desp\u0103gubirilor datorate.<\/p>\n

\n\u00cen acela\u015fi timp, companiile de transport spun c\u0103 aceast\u0103 m\u0103sur\u0103 ar trebui s\u0103 majoreze pre\u0163ul RCA cu maxim 8-10%, fa\u0163\u0103 de tariful de referin\u0163\u0103.<\/p>\n

\nPotrivit Confedera\u0163iei Operatorilor \u015fi Transportatorilor Autoriza\u0163i din Rom\u00e2nia (C.O.T.A.R.), introducerea regulii decont\u0103rii directe va responsabiliza consumatorul de asigur\u0103ri s\u0103 aleag\u0103 un asigurator RCA de calitate \u015fi va asigura clientului mai multe drepturi \u00een cazul unui accident, acesta put\u00e2nd s\u0103 se adreseze fie asiguratorului ter\u0163ului vinovat de producerea accidentului, fie propriului asigurator RCA.<\/p>\n

\n\u201d\u00cen lipsa unor asemenea m\u0103suri, num\u0103rul proceselor \u00een instan\u0163\u0103, precum \u015fi al peti\u0163iilor \u015fi reclama\u0163iilor depuse la ASF pentru neplata desp\u0103gubirilor – ajuns deja la cifre record, de zeci de mii – va continua s\u0103 creasc\u0103, iar oligopolul asiguratorilor RCA r\u0103u platnici se va accentua, cu efecte poten\u0163ial catastrofale pentru \u00eentreaga pia\u0163\u0103\u201d, se arat\u0103 \u00een comunicatul COTAR.<\/p>\n

\nTransportatorii cer ca decontarea direct\u0103 s\u0103 se aplice \u00een orice situa\u0163ie, f\u0103r\u0103 nicio excep\u0163ie, iar consumatorii \u015fi persoanele prejudiciate s\u0103 aib\u0103 dreptul s\u0103 opteze \u00eentre a se \u00eendrepta \u00eempotriva asiguratorului RCA al ter\u0163ului sau a se adresa propriului asigurator, pentru ob\u0163inerea desp\u0103gubirilor datorate.<\/p>\n

\n\u201eSuntem con\u015ftien\u0163i de faptul c\u0103 aceast\u0103 decontare direct\u0103 poate conduce la o majorare a pre\u0163ului RCA, dar aceast\u0103 majorare nu are voie s\u0103 dep\u0103\u015feasc\u0103 8–10% fa\u0163\u0103 de tariful de referin\u0163\u0103 al RCA, calculat semestrial de c\u0103tre un auditor independent. S\u0103 nu uit\u0103m c\u0103 frecven\u0163a daunelor a sc\u0103zut cu peste 30% \u00een 2020 fa\u0163\u0103 de 2019 \u015fi continu\u0103 s\u0103 fie sc\u0103zut\u0103 \u015fi la \u00eenceput de 2021, astfel c\u0103 o scumpire mai mare de 8–10% nu se justific\u0103\u201d, a declarat Vasile \u015etef\u0103nescu, Pre\u015fedinte COTAR.<\/p>\n

\nPia\u0163a de RCA este dominat\u0103 de dou\u0103 companii, City Insurance \u015fi Euroins, care au \u00eempreun\u0103 75% din num\u0103rul total al dosarelor de daun\u0103 RCA, respectiv 86.429 dosare de daun\u0103, avizate \u00een trimestrul trei al anului 2020, potrivit informa\u0163iilor transmise de reprezentan\u0163ii Autorit\u0103\u0163ii de Supraveghere Financiar\u0103 (ASF).<\/p>\n

\nLa nivelul pie\u0163ei, durata medie de plat\u0103 este de circa 20 de zile\/dosar. Cea mai mic\u0103 durat\u0103 medie de plat\u0103 a fost \u00eenregistrat\u0103 la Uniqa Asigur\u0103ri, de circa 2,75 zile\/dosar, \u00een timp ce durata medie cea mai mare a fost \u00eenregistrat\u0103 la Euroins Rom\u00e2nia, de 36 de zile\/dosar.<\/p>\n

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\n <\/p>\n<\/div>\n<\/div>\n

\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Transportatorii sus\u0163in decontarea direct\u0103 pe pia\u0163a asigur\u0103rilor, proiect de lege publicat recent de Ministerul de Finan\u0163e, \u00een condi\u0163iile \u00een care exist\u0103 zeci de mii de dosare de daun\u0103 nepl\u0103tite, iar consumatorii \u015fi persoanele prejudiciate trebuie s\u0103 aib\u0103 dreptul s\u0103 opteze \u00eentre a se \u00eendrepta \u00eempotriva asiguratorului RCA al ter\u0163ului sau a se adresa propriului asigurator, pentru ob\u0163inerea desp\u0103gubirilor datorate. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30324,47851,10564,8208,13719,7841],"class_list":["post-190484","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurator","tag-cotar","tag-daune","tag-rca","tag-sustinere","tag-transportatori"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190484"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190484\/revisions"}],"predecessor-version":[{"id":190503,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190484\/revisions\/190503"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}