{"id":190435,"date":"2021-01-31T17:25:00","date_gmt":"2021-01-31T17:25:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=190435"},"modified":"2021-01-31T17:25:00","modified_gmt":"2021-01-31T17:25:00","slug":"ce-trebuie-sa-stii-despre-amanarea-creditelor-in-2021-solutii-pentru-renegocierea-bancara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=190435","title":{"rendered":"Ce trebuie \u015f\u0103 \u015ftii despre am\u00e2narea creditelor \u00een 2021. Solu\u0163ii pentru renegocierea bancar\u0103"},"content":{"rendered":"<p>\n<span style=\"font-size: 12px;\">\u00ce\u0163i po\u0163i am\u00e2na ratele p\u00e2n\u0103 la 30 martie 2021. Cei care \u015fi-au am\u00e2nat deja ratele \u00een 2020 sau sunt restan\u0163i nu pot aplica. Cei care nu se \u00eencadreaz\u0103 sau doresc renegocierea creditului pot apela la CSALB<\/span><\/p>\n<p>\nDac\u0103 ai o rat\u0103 de am\u00e2nat sau dore\u015fti o ream\u00e2nare este posibil s\u0103 ai noroc. Care sunt solu\u0163iile pentru o renegociere bancar\u0103 sau o am\u00e2nare a creditului?<\/p>\n<p>\nAnalistul financiar Irina Chi\u0163u \u00eei sf\u0103tuie\u015fte pe cei care au nevoie de am\u00e2narea ratelor s\u0103 nu a\u015ftepte \u015fi s\u0103 mearg\u0103 la banc\u0103 pentru a cere acest lucru. Pe l\u00e2ng\u0103 asta, mai spune c\u0103 ar trebui g\u00e2ndit bine \u00eenainte dac\u0103 ai nevoie de am\u00e2nare \u015fi dac\u0103 da, pe c\u00e2t timp.<\/p>\n<p>\n\u201eSunt c\u00e2teva condi\u0163ii. Acelea\u015fi se p\u0103streaz\u0103, care au fost \u00een ordonan\u0163a care s-a aprobat anul trecut. Adic\u0103 s\u0103 depui cererea de am\u00e2nare la banc\u0103 p\u00e2n\u0103 pe 31 martie anul acesta \u00eempreun\u0103 cu acea declara\u0163ie pe proprie r\u0103spundere c\u0103 \u0163i s-au modificat veniturile.<\/p>\n<p>\nCreditul s\u0103 fie contractat \u00eenainte de 30 martie anul trecut \u015fi s\u0103 nu fi \u00eenregistrat restan\u0163\u0103 la plata creditului. Exist\u0103 posibilitatea de a depune mai multe cereri. Ini\u0163ial era c\u0103 po\u0163i cere o singur\u0103 dat\u0103 s\u0103 am\u00e2ni ratele anul acesta. Dob\u00e2nzile se acumuleaz\u0103 pe perioada de am\u00e2nare \u015fi se vor pl\u0103ti dup\u0103 aceast\u0103 perioad\u0103. Deci ratele vor fi mai mari \u015fi trebuie s\u0103 \u00ee\u0163i asumi acest lucru. Cei care \u015fi-au am\u00e2nat ratele pe nou\u0103 luni deja de anul trecut. Ei nu se mai \u00eencadreaz\u0103 la o nou\u0103 am\u00e2nare\u201d, spune Irina Chi\u0163u.<\/p>\n<p>\n<a href=\"https:\/\/www.mediafax.ro\/economic\/amanarea-creditelor-in-2021-solutii-pentru-renegocierea-bancara-19890806\">Cit<\/a>iti mai multe pe www.mediafax.ro<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00ce\u0163i po\u0163i am\u00e2na ratele p\u00e2n\u0103 la 30 martie 2021. Cei care \u015fi-au am\u00e2nat deja ratele \u00een 2020 sau sunt restan\u0163i nu pot aplica. Cei care nu se \u00eencadreaz\u0103 sau doresc renegocierea creditului pot apela la CSALB Dac\u0103 ai o rat\u0103 de am\u00e2nat sau dore\u015fti o ream\u00e2nare este posibil s\u0103 ai noroc. Care sunt solu\u0163iile pentru [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4551,485,10911],"class_list":["post-190435","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-amanare","tag-credite","tag-solutii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190435"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190435\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}