{"id":190020,"date":"2021-01-19T08:50:25","date_gmt":"2021-01-19T08:50:25","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=190020"},"modified":"2021-01-19T08:50:25","modified_gmt":"2021-01-19T08:50:25","slug":"robor-la-3-luni-scade-la-159-dupa-decizia-bnr-cu-20-sub-nivelul-de-la-inceputul-lui-2021-si-50-sub-cel-de-la-inceputul-lui-2020","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=190020","title":{"rendered":"ROBOR la 3 luni scade la 1,59% dup\u0103 decizia BNR, cu 20% sub nivelul de la \u00eenceputul lui 2021 \u015fi 50% sub cel de la \u00eenceputul lui 2020"},"content":{"rendered":"<p>\nPia\u0163a financiar\u0103 local\u0103 a \u00eenceput anul \u00eentr-o not\u0103 relaxat\u0103, indicii ROBOR intr\u00e2nd pe o pant\u0103 de sc\u0103dere accentuat\u0103, iar declinul este stimulat \u00een continuare \u015fi de excesul de lichiditate \u015fi de decizia BNR de vineri de a reduce dob\u00e2nda-cheie, la minimul istoric de 1,25% pe an, precum \u015fi ratele facilit\u0103\u0163ilor permanente din jurul acesteia.<\/p>\n<p>Banii se ieftinesc din ce \u00een ce mai mult pe pia\u0163a monetar\u0103, antren\u00e2nd \u015fi o sc\u0103dere a dob\u00e2nzilor la credite. Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sc\u0103zut ieri p\u00e2n\u0103 la 1,59%, fiind cu 20,9% sub nivelul de la \u00eenceputul anului, de 2,01%. Comparativ cu cota\u0163ia de vineri, de 1,78%, ROBOR la 3 luni a sc\u0103zut ieri cu 10,7%.<\/p>\n<p>Analiz\u00e2nd retrospectiv, vedem c\u0103 indicele ROBOR la 3 luni era la \u00eenceputul anului 2020 de 3,19% pe an, iar fa\u0163\u0103 de aceast\u0103 cota\u0163ie indicele ROBOR la 3 luni este mai mic cu circa 50%. \u015ei dup\u0103 cele trei reduceri ale dob\u00e2nzii-cheie din 2020, indicele ROBOR la trei luni a sc\u0103zut.<\/p>\n<p>\u00cen urma deciziilor BNR, unii anali\u015fti au \u00eenceput s\u0103 ajusteze prognozele pentru ROBOR la trei luni spre 1,25% \u00een primul trimestru (T1\/2021), iar la finalul anului chiar sub 1%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pia\u0163a financiar\u0103 local\u0103 a \u00eenceput anul \u00eentr-o not\u0103 relaxat\u0103, indicii ROBOR intr\u00e2nd pe o pant\u0103 de sc\u0103dere accentuat\u0103, iar declinul este stimulat \u00een continuare \u015fi de excesul de lichiditate \u015fi de decizia BNR de vineri de a reduce dob\u00e2nda-cheie, la minimul istoric de 1,25% pe an, precum \u015fi ratele facilit\u0103\u0163ilor permanente din jurul acesteia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,14999,485,9805,187,17315],"class_list":["post-190020","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-cotatie","tag-credite","tag-dobanda-cheie","tag-dobanzi","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190020"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/190020\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}