{"id":189706,"date":"2021-01-09T17:39:31","date_gmt":"2021-01-09T17:39:31","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=189706"},"modified":"2021-01-09T17:39:31","modified_gmt":"2021-01-09T17:39:31","slug":"vesti-uriase-pentru-romanii-cu-credite-ratele-scad-la-inceput-de-an","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=189706","title":{"rendered":"Ve\u015fti uria\u015fe pentru rom\u00e2nii cu credite: ratele scad la \u00eenceput de an"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, cel mai folosit indicator pentru credite, a sc\u0103zut mar\u0163i la 1,91% fa\u0163\u0103 de 2,01% c\u00e2t a fost luni, \u00een prima zi a anului.<\/p>\n<p>\nCea mai mare parte a anului trecut ROBOR la trei luni a stat peste 2%, de\u015fi dob\u00e2nda de penalizare la BNR este de 2%, iar cota\u0163iile ar fi trebuit s\u0103 fie sub acest nivel.<\/p>\n<p>\n<a href=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/19853073\/2\/robor.jpg\"><img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/19853073\/2\/robor.jpg?height=272&#038;width=640\" style=\"width: 640px; height: 272px;\" \/><\/a><\/p>\n<p>\n(Sursa:BNR)<\/p>\n<p>\n&nbsp;<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni. Totodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC &#8211; care a \u00eenlocuit ROBOR \u00een contractele de credit retail \u00een lei.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, cel mai folosit indicator pentru credite, a sc\u0103zut mar\u0163i la 1,91% fa\u0163\u0103 de 2,01% c\u00e2t a fost luni, \u00een prima zi a anului. Cea mai mare parte a anului trecut ROBOR la trei luni a stat peste 2%, de\u015fi dob\u00e2nda de penalizare la BNR este de 2%, iar cota\u0163iile ar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,32766,10021,10955,17315],"class_list":["post-189706","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-folosire","tag-indice","tag-piata-interbancara","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=189706"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189706\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=189706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=189706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=189706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}