{"id":189653,"date":"2021-01-08T11:18:17","date_gmt":"2021-01-08T11:18:17","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=189653"},"modified":"2021-01-08T11:18:17","modified_gmt":"2021-01-08T11:18:17","slug":"indicele-robor-continua-sa-scada-si-incheie-prima-saptamana-din-2021-la-o-cotatie-de-179-este-a-patra-zi-in-care-cel-mai-folosit-indicator-pentru-credite-a-scazut-consecutiv","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=189653","title":{"rendered":"Indicele ROBOR continu\u0103 s\u0103 scad\u0103 \u015fi \u00eencheie prima s\u0103pt\u0103m\u00e2n\u0103 din 2021 la o cota\u0163ie de 1,79%. Este a patra zi \u00een care cel mai folosit indicator pentru credite a sc\u0103zut consecutiv"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sc\u0103zut pentru a patra zi consecutiv, fiind cotat vineri la 1,79%, nivel care a mai fost atins pe data de 9 octombrie 2017, potrivit datelor agregate de la BNR.<\/p>\n<p>\nLa \u00eenceputul s\u0103pt\u0103m\u00e2nii indicele ROBOR la trei luni a fost cotat la 2,01%, iar apoi a \u00eenceput s\u0103 scad\u0103, ajung\u00e2nd mar\u0163i la 1,91%, miercuri la 1,85%, \u015fi joi la 1,80%.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n<a href=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/19857717\/4\/robor-bun.jpg\"><img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/19857717\/4\/robor-bun.jpg?height=323&#038;width=640\" style=\"width: 640px; height: 323px;\" \/><\/a><\/p>\n<p>\n&nbsp;<\/p>\n<p>\n(Sursa: BNR)<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eencheiat anul 2020 la 2,03% pe an. Comparativ, la \u00eenceputul anului 2020, ROBOR la 3 luni era de 3,19% pe an.<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni. Totodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor &#8211; IRCC &#8211; care a \u00eenlocuit ROBOR \u00een contractele de credit retail \u00een lei.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sc\u0103zut pentru a patra zi consecutiv, fiind cotat vineri la 1,79%, nivel care a mai fost atins pe data de 9 octombrie 2017, potrivit datelor agregate de la BNR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,32766,334,10021,17315,8327],"class_list":["post-189653","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-folosire","tag-incheiere","tag-indice","tag-robor","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=189653"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189653\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=189653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=189653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=189653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}