\nRom\u00e2nia va aplica din ianuarie 2021 o nou\u0103 directiv\u0103 european\u0103 care presupune o autorizare mult mai sigur\u0103 a pl\u0103\u0163ii cu cardul online, m\u0103sur\u0103 care va afecta to\u0163i operatorii din sistemul de pl\u0103\u0163i electronice, care vor solicita autorizarea pl\u0103\u0163ilor \u00een doi pa\u015fi.<\/p>\n
\nIntrodus cu scopul de a reduce fraudele din e-commerce prin ad\u0103ugarea unui filtru de protec\u0163ie pentru clien\u0163i atunci c\u00e2nd fac o plat\u0103 online, 3D Secure este un standard interna\u0163ional de securitate pentru pl\u0103\u0163ile cu cardul online.<\/p>\n
\n\u201dConcret, este vorba despre pagina securizat\u0103 \u00een care tu \u00ee\u0163i introduci datele cardului atunci c\u00e2nd vrei s\u0103 faci plata online. Iar dup\u0103 ce ai ap\u0103sat butonul \u201dpl\u0103te\u015fte\u201d, urm\u0103torul pas \u00een cazul ING este s\u0103 autorizezi plata prin aplica\u0163ia mobil\u0103 Home\u2019Bank \u00een urm\u0103toarele 10 minute. Este important s\u0103 nu se \u00eenchid\u0103 pagina comerciantului \u00een aceast\u0103 etap\u0103. Odat\u0103 deschis\u0103 aplica\u0163ia Home’Bank, va ap\u0103rea o notificare din ecranul principal, de la care trebuie s\u0103 continui conform instruc\u0163iunilor\u201d, se arat\u0103 \u00eentr-un comunicat ING.<\/p>\n
\nTotodat\u0103, \u00eencep\u00e2nd cu 1 ianuarie 2021 toate pl\u0103\u0163ile cu cardul efectuate la magazinele online din Europa, inclusiv Rom\u00e2nia, vor trece prin fluxul 3D Secure \u015fi autorizare a pl\u0103\u0163ilor cu minimum doi factori (ceva ce e\u015fti \u2013 amprent\u0103\/face ID, ceva ce de\u0163ii \u2013 telefon\/cartel\u0103, ceva ce cuno\u015fti \u2013 parol\u0103\/PIN), conform directivei europene.<\/p>\n
\nING anun\u0163\u0103 c\u0103 acest lucru \u00eenseamn\u0103 c\u0103 unele tranzac\u0163ii ar putea fi respinse, \u00een situa\u0163ia \u00een care magazinul online de pe care vrei s\u0103 faci cump\u0103r\u0103turi nu a implementat acest protocol de securitate.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Rom\u00e2nia va aplica din ianuarie 2021 o nou\u0103 directiv\u0103 european\u0103 care presupune o autorizare mult mai sigur\u0103 a pl\u0103\u0163ii cu cardul online, m\u0103sur\u0103 care va afecta to\u0163i operatorii din sistemul de pl\u0103\u0163i electronice, care vor solicita autorizarea pl\u0103\u0163ilor \u00een doi pa\u015fi.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[33019,539,31680,93],"class_list":["post-189370","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-autorizare","tag-online","tag-plata-cu-cardul","tag-plati"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=189370"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/189370\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=189370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=189370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=189370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}