{"id":188866,"date":"2020-12-10T11:46:44","date_gmt":"2020-12-10T11:46:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=188866"},"modified":"2020-12-10T11:46:44","modified_gmt":"2020-12-10T11:46:44","slug":"kpmg-pandemia-schimba-comportamentul-de-consum-aproape-jumatate-dintre-consumatori-spun-ca-sunt-ingrijorati-de-securitatea-financiara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=188866","title":{"rendered":"KPMG: Pandemia schimb\u0103 comportamentul de consum: Aproape jum\u0103tate dintre consumatori spun c\u0103 sunt \u00eengrijora\u0163i de securitatea financiar\u0103"},"content":{"rendered":"<p style=\"text-align: justify;\">\nAproape jum\u0103tate dintre consumatori spun c\u0103 sunt \u00eengrijora\u0163i de securitatea financiar\u0103 proprie \u00een anul 2021 \u015fi to\u0163i estimeaz\u0103 c\u0103 vor cheltui mai pu\u0163in \u00een urm\u0103toarele 6-12 luni \u015fi c\u0103 vor prioritiza economisirea, arat\u0103 un studiu realizat de KPMG la nivel global.<\/p>\n<p style=\"text-align: justify;\">\n\u201c\u00cencrederea \u00een branduri se diminueaz\u0103, iar liderii \u00een afaceri trebuie s\u0103 satisfac\u0103 \u00een primul r\u00e2nd nevoia de siguran\u0163\u0103 a consumatorilor \u015fi angaja\u0163ilor. \u00cen acela\u015fi timp, companiile trebuie s\u0103 ajusteze scopurile astfel \u00eenc\u00e2t s\u0103 includ\u0103 politicile de mediu \u015fi sociale ale clien\u0163ilor. Calea c\u0103tre succes trece prin implementarea rapid\u0103 a tehnologiilor digitale, un aspect esen\u0163ial pentru reducerea costurilor \u015fi acoperirea&nbsp;nevoii clien\u0163ilor pentru comer\u0163 online, gestionarea riscului IT, simplificarea ofertei \u015fi asigurarea unei diferen\u0163ieri a brandului\u201d, a ad\u0103ugat Robert Maxim, Partener Consultan\u0163\u0103 \u00een Afaceri, KPMG \u00een Rom\u00e2nia.<\/p>\n<p style=\"text-align: justify;\">\nRaportul evalueaz\u0103 opinia a 75.000 de consumatori din 12 pie\u0163e \u015fi examineaz\u0103 nevoia companiilor de a \u00ee\u015fi schimba g\u00e2ndirea \u015fi modalitatea de operare ca r\u0103spuns la schimb\u0103rile de comportamente aduse de pandemie.<\/p>\n<p style=\"text-align: justify;\">\nTrendurile cheie observate includ:<br \/>\n\u2022 Doi din 5 consumatori (43%) sunt \u00eengrijora\u0163i de securitatea financiar\u0103 proprie \u00een anul 2021<br \/>\n\u2022 Mai mult de o treime (36%) dintre consumatori acord\u0103 prioritate economiilor \u00een detrimentul cheltuielilor<br \/>\n\u2022 37% lucreaz\u0103 de acas\u0103, iar 60% estimeaz\u0103 c\u0103 telemunca va continua \u015fi \u00een viitor<br \/>\n\u2022 Unul din 5 responden\u0163i (20%) dore\u015fte s\u0103 lucreze de acas\u0103 c\u00e2t mai mult<br \/>\n\u2022 \u00cencrederea \u00een transportul \u00een comun a sc\u0103zut cu 37% fa\u0163\u0103 de perioada pre-COVID-19<br \/>\n\u2022 Cheltuielile nete ar putea sc\u0103dea cu 21% \u00een urm\u0103toarele 6-12 luni, comparativ cu perioada pre-COVID-19<br \/>\n\u2022 Aproape jum\u0103tate (45%) dintre responden\u0163i estimeaz\u0103 c\u0103 principala conexiune cu brandurile va fi prin canale digitale<br \/>\n\u2022 \u201cValoare pentru bani\u201d este criteriul principal de achizi\u0163ie pentru 63% dintre responden\u0163i.<\/p>\n<p style=\"text-align: justify;\">\n\u201cObserv\u0103m deja o cre\u015ftere accelerat\u0103 a num\u0103rului de tranzac\u0163ii desf\u0103\u015furate de clien\u0163ii no\u015ftri care au o prezen\u0163\u0103 \u00eensemnat\u0103 \u00een modul online, ajung\u00e2nd la peste 100.000 de tranzac\u0163ii lunare fa\u0163\u0103 de numai 40.000 \u00eenainte de declan\u015farea pademiei. Chiar \u015fi pentru achizi\u0163iile pentru care prezen\u0163a \u00een magazine era indicat\u0103 (\u00eembr\u0103c\u0103minte), acei juc\u0103tori care au oferit o experien\u0163\u0103 c\u00e2t mai apropiat\u0103 de cea real\u0103 au cules roadele. \u00cen plus, organizarea distribu\u0163iei \u00een acest context a fost unul din factorii care au contribuit la succesul companiilor. Din punct de vedere fiscal, legisla\u0163ia con\u0163ine o serie de stimulente (profit reinvestit, cercetare-dezvoltare) care pot fi accesate de contribuabil pentru dezvoltarea acestor noi canale de distribu\u0163ie.\u201d, spune Alexandru Com\u0103nescu, Director Consultan\u0163\u0103 Fiscal\u0103, KPMG \u00een Rom\u00e2nia.<\/p>\n<p style=\"text-align: justify;\">\nStudiul indic\u0103 faptul c\u0103 \u00eencrederea consumatorilor \u00een branduri este la un nivel mai sc\u0103zut fa\u0163\u0103 de perioada pre-COVID-19. Sectorul de asigur\u0103ri a fost singurul cu o cre\u015ftere net\u0103 a \u00eencrederii \u00een perioada mai \u2013 septembrie, \u00een timp ce c\u0103l\u0103torii &#038; turism \u015fi divertisment &#038; agrement au \u00eenregistrat cea mai mare eroziune a \u00eencrederii \u00een brand. Toate sectoarele au \u00eenregistrat o cre\u015ftere minor\u0103 \u00een luna septembrie \u00een ceea ce prive\u015fte \u00eencrederea \u00een brand, cu excep\u0163ia sectorului bancar, care \u015fi-a p\u0103strat pozi\u0163ia.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aproape jum\u0103tate dintre consumatori spun c\u0103 sunt \u00eengrijora\u0163i de securitatea financiar\u0103 proprie \u00een anul 2021 \u015fi to\u0163i estimeaz\u0103 c\u0103 vor cheltui mai pu\u0163in \u00een urm\u0103toarele 6-12 luni \u015fi c\u0103 vor prioritiza economisirea, arat\u0103 un studiu realizat de KPMG la nivel global.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[283,5238,8887,8661],"class_list":["post-188866","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-cheltuieli","tag-consumatori","tag-estimare","tag-kpmg"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=188866"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188866\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=188866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=188866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=188866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}