{"id":188638,"date":"2020-12-04T11:49:02","date_gmt":"2020-12-04T11:49:02","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=188638"},"modified":"2020-12-04T11:49:02","modified_gmt":"2020-12-04T11:49:02","slug":"oficial-bce-bancile-europene-nu-sunt-pregatite-pentru-riscurile-generate-de-creditele-neperformante","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=188638","title":{"rendered":"Oficial BCE: B\u0103ncile europene nu sunt preg\u0103tite pentru riscurile generate de creditele neperformante"},"content":{"rendered":"<p>\nB\u0103ncile din zona euro nu sunt preg\u0103tite pentru posibila cre\u015ftere a creditelor neperformante \u00een contextul efectelor crizei economice generat\u0103 de pandemie, avertizeaz\u0103 Andrea Enria, pre\u015fedintele Consiliului de supraveghere al B\u0103ncii Centrale Europene (BCE), informeaz\u0103 cotidianul Financial Times.<\/p>\n<p>\nAndrea Enria a explicat, \u00eentr-un discurs rostit la Conferin\u0163a &#8220;Summit financiar global&#8221;, organizat\u0103 de cotidianul Financial Times, c\u0103 vulnerabilit\u0103\u0163ile b\u0103ncilor \u00een preg\u0103tirile pentru probabila cre\u015ftere a creditelor neperformante reprezint\u0103 unul dintre factorii lua\u0163i \u00een considerare \u00een decizia BCE privind permiterea sau nu a relu\u0103rii pl\u0103\u0163ii dividendelor de c\u0103tre b\u0103nci.<\/p>\n<p>\nAndrea Enria a subliniat c\u0103 unele dintre cele 117 b\u0103nci europene pe care le monitorizeaz\u0103 sunt &#8220;dezorganizate&#8221; \u00een privin\u0163a m\u0103surilor de garantare necesare \u00een contextul probabilei cre\u015fteri a creditelor neperformante. Acesta este un factor care genereaz\u0103 &#8220;preocup\u0103ri&#8221; \u00een r\u00e2ndul membrilor Consiliului de supraveghere al BCE.<\/p>\n<p>\nBanca Central\u0103 European\u0103 le-a cerut b\u0103ncilor din zona euro s\u0103 sisteze toate pl\u0103\u0163ile dividendelor \u015fi recuper\u0103rii ac\u0163iunilor \u00eencep\u00e2nd din martie, \u00een contextul pandemiei, pentru a men\u0163ine un capital de 30 de miliarde de euro. \u00cen ultimele luni, sectorul bancar face lobby intens pentru a li se permite b\u0103ncilor puternice s\u0103 reia distribuirea de capital la \u00eenceputul anului viitor.<\/p>\n<p>\n&#8220;Exist\u0103 o dezbatere intens\u0103&#8221; la BCE pe aceast\u0103 tem\u0103, a declarat Andrea Enria, explic\u00e2nd c\u0103 decizia va fi influen\u0163at\u0103 \u015fi de perspectivele macroeconomice.<\/p>\n<p>\n&#8220;Le-am trimis managerilor b\u0103ncilor aflate sub supravegherea noastr\u0103 scrisori \u00een care eviden\u0163iem anumite probleme pe care vrem s\u0103 le gestioneze \u00een privin\u0163a abord\u0103rii fa\u0163\u0103 de riscurile \u00een materie de creditare&#8221;, a precizat Andrea Enria.<\/p>\n<p>\nBanca Central\u0103 European\u0103 a avertizat b\u0103ncile europene c\u0103, \u00een cel mai grav scenariu prefigurat recent, risc\u0103 s\u0103 se confrunte cu credite neperformante suplimentare \u00een valoare de 1.400 de miliarde de euro, un nivel mai mare dec\u00e2t cel din timpul crizei financiare din 2008.<\/p>\n<p>\nBCE &#8220;va provoca b\u0103ncile s\u0103 prezinte proiec\u0163ii credibile care s\u0103 ne ofere asigur\u0103ri suficiente c\u0103 putem reu\u015fi, pentru a avea spa\u0163iu suficient de reluare a pl\u0103\u0163ilor spre propriii ac\u0163ionari&#8221;, a subliniat Andrea Enria.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile din zona euro nu sunt preg\u0103tite pentru posibila cre\u015ftere a creditelor neperformante \u00een contextul efectelor crizei economice generat\u0103 de pandemie, avertizeaz\u0103 Andrea Enria, pre\u015fedintele Consiliului de supraveghere al B\u0103ncii Centrale Europene (BCE), informeaz\u0103 cotidianul Financial Times. Andrea Enria a explicat, \u00eentr-un discurs rostit la Conferin\u0163a &#8220;Summit financiar global&#8221;, organizat\u0103 de cotidianul Financial Times, c\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8830,485,349],"class_list":["post-188638","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bce","tag-credite","tag-ue"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=188638"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188638\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=188638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=188638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=188638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}