{"id":188606,"date":"2020-12-03T09:48:19","date_gmt":"2020-12-03T09:48:19","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=188606"},"modified":"2020-12-03T09:48:19","modified_gmt":"2020-12-03T09:48:19","slug":"asf-clarifica-intr-un-proiect-legislativ-plata-penalitatilor-de-catre-asiguratorii-rca-daca-se-intarzie-plata-despagubirilor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=188606","title":{"rendered":"ASF clarific\u0103 \u00eentr-un proiect legislativ plata penalit\u0103\u0163ilor de c\u0103tre asigur\u0103torii RCA dac\u0103 se \u00eent\u00e2rzie plata desp\u0103gubirilor"},"content":{"rendered":"<p>\nUn proiect legislativ propus de Au\u00adto\u00adritatea de Supraveghere Finan\u00adciar\u0103 (ASF) privind legisla\u0163ia secundar\u0103 pen\u00adtru legea RCA ar urma s\u0103 impun\u0103 plata pe\u00adnalit\u0103\u0163ilor de \u00eent\u00e2rziere odat\u0103 cu plata desp\u0103gubirilor de c\u0103tre asigur\u0103\u00adto\u00adrii RCA c\u0103tre persoanele prejudiciate, f\u0103\u00adr\u0103 solicitarea acestora expres\u0103, potri\u00advit proiectului pentru modificarea \u015fi com\u00adpletarea Normei ASF nr. 20\/2017 pri\u00advind asigur\u0103rile auto din Rom\u00e2nia, aflat \u00een dezbatere public\u0103.<\/p>\n<p>\nProiectul legislativ pro\u00adpus de ASF cla\u00adri\u00adfic\u0103 modul \u00een care se efectueaz\u0103 pla\u00adta pe\u00adnalit\u0103\u0163ilor de \u00eent\u00e2rziere \u00een ca\u00adzul pl\u0103\u00ad\u0163ii tardive a desp\u0103\u00adgu\u00adbirilor de c\u0103tre asigu\u00adr\u0103torii RCA.<\/p>\n<p>\nAstfel, la articolul 30, dup\u0103 ali\u00adnea\u00adtul (1) se intro\u00addu\u00adce un nou alineat: \u201eDac\u0103 asigur\u0103to\u00adrul RCA nu \u00ee\u015fi \u00eendepli\u00adne\u015f\u00adte obliga\u0163iile de plat\u0103 \u00een termenul pre\u00adv\u0103zut la art, 21 alin. (4) din Legea nr. 132\/2017, plata pe\u00adnalit\u0103\u0163ilor de \u00eent\u00e2r\u00adzie\u00adre se efectueaz\u0103 odat\u0103 cu plata des\u00adp\u0103\u00adgu\u00adbirii, \u00een contul per\u00adsoanei preju\u00addiciate sau manda\u00adta\u00adrului acesteia f\u0103r\u0103 a fi necesar\u0103 solici\u00adtarea \u00een mod expres a acestora\u201c, se arat\u0103 \u00een proiectul ASF.<\/p>\n<p>\nPrin urmare, completarea legisla\u00adtiv\u0103 aduce la cuno\u015ftin\u0163a asigur\u0103\u00adtorilor RCA c\u0103 penalit\u0103\u0163ile de \u00eent\u00e2rziere se vor face indiferent dac\u0103 acestea se solicit\u0103 \u00een mod expres sau nu. \u00cen prezent, persoana prejudiciat\u0103 sau mandatarul trebuia s\u0103 fac\u0103 o solicitare \u00een mod expres pentru a solicita plata penalit\u0103\u00ad\u0163ilor de c\u0103tre asigur\u0103torul RCA.<\/p>\n<p>\nAceast\u0103 clarificare adus\u0103 prin proiectul ASF face parte dintr-o serie de mai multe propuneri menite s\u0103 vin\u0103 \u00een beneficiul pie\u0163ei RCA. Printre modific\u0103rile normei RCA se mai reg\u0103sesc modificarea sistemului bonus-malus \u015fi introducerea posibilit\u0103\u0163ii de completare a formularului de consta\u00adtare amiabil\u0103 de accident printr-o apli\u00adca\u0163ie agreat\u0103 de asigur\u0103tori.<\/p>\n<p>\nPropunerea privind sistemul bonus-malus ar urma s\u0103 aduc\u0103 penaliz\u0103ri suplimentare, ceea ce va \u00eensemna o cre\u015ftere cu circa 40% a pre\u0163ului la poli\u0163a RCA \u00een cazul \u00een care \u015foferii vor fi implica\u0163i \u00eentr-un accident cu victime.<\/p>\n<p>\nPractic, penalizarea va fi de patru clase de malus pentru fiecare eveniment soldat cu victime.<\/p>\n<p>\nmircea.nica@zf.ro<\/p>\n<div>\n&nbsp;<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Un proiect legislativ propus de Au\u00adto\u00adritatea de Supraveghere Finan\u00adciar\u0103 (ASF) privind legisla\u0163ia secundar\u0103 pen\u00adtru legea RCA ar urma s\u0103 impun\u0103 plata pe\u00adnalit\u0103\u0163ilor de \u00eent\u00e2rziere odat\u0103 cu plata desp\u0103gubirilor de c\u0103tre asigur\u0103\u00adto\u00adrii RCA c\u0103tre persoanele prejudiciate, f\u0103\u00adr\u0103 solicitarea acestora expres\u0103, potri\u00advit proiectului pentru modificarea \u015fi com\u00adpletarea Normei ASF nr. 20\/2017 pri\u00advind asigur\u0103rile auto din Rom\u00e2nia, aflat \u00een dezbatere public\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7920,93,477,8208],"class_list":["post-188606","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-despagubiri","tag-plati","tag-proiect","tag-rca"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=188606"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/188606\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=188606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=188606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=188606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}