{"id":187514,"date":"2020-10-27T13:42:39","date_gmt":"2020-10-27T13:42:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=187514"},"modified":"2026-04-08T06:17:17","modified_gmt":"2026-04-08T06:17:17","slug":"in-asteptarea-neperformantelor-bancile-din-zona-euro-incetinesc-creditarea-catre-businessuri-si-populatie","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=187514","title":{"rendered":"\u00cen a\u015fteptarea neperformantelor: B\u0103ncile din zona euro \u00eencetinesc creditarea c\u0103tre businessuri \u015fi popula\u0163ie"},"content":{"rendered":"<p>\nB\u0103ncile din zona euro \u00eencetinesc ritmul \u00een care acord\u0103 credite \u00een Europa c\u0103tre businessuri \u015fi popula\u0163ie, \u00een contextul \u00een care acestea se a\u015fteapt\u0103 la o cre\u015ftere a creditelor neperformante, generat\u0103 de pandemia de Covid-19, a\u015fa cum arat\u0103 un sondaj realizat de Banca Central\u0103 European\u0103 (BCE), citat de FT.<\/p>\n<p>\nMutarea arat\u0103 c\u0103 num\u0103rul de consumatori \u015fi de businessuri care vor putea accesa un credit este \u00een sc\u0103dere, \u00een contextul \u00een care clien\u0163ii b\u0103ncilor sunt afecta\u0163i de restric\u0163iile impuse de guvernele lumii pentru a lupta cu al doilea val al pandemiei de Covid-19.<\/p>\n<p>\nSondajul trimestrial realizat de BCE a descoperit \u201eo \u00een\u0103sprire a criteriilor de creditare \u00een ceea ce prive\u015fte creditarea c\u0103tre companii \u00een al treilea trimestru din 2020, ceea ce indic\u0103 motive asociate riscului de credit, pe fondul pandemiei de Covid-19\u201d.<\/p>\n<p>\nB\u0103ncile au declarat pentru banca central\u0103 c\u0103 se a\u015fteapt\u0103 ca \u201ecriteriile de creditare pentru firme s\u0103 se \u00een\u0103spreasc\u0103 \u00een continuare, ceea ce reflect\u0103 temerile legate de ritmul poten\u0163ialei revenire, \u00een contextul \u00een care anumite sectoare sunt \u00eenc\u0103 vulnerabile, iar anumite m\u0103suri de sprijin fiscal ar putea s\u0103 nu mai fie men\u0163inute \u00een Europa\u201d.<\/p>\n<p>\nRezultatele sondajului contureaz\u0103 un tablou \u00eengrijor\u0103tor pentru BCE, a c\u0103rui consiliu se va \u00eent\u00e2lni s\u0103pt\u0103m\u00e2na aceasta pentru a discuta despre politica monetar\u0103. Una dintre temerile aflate pe masa BCE ar putea fi poten\u0163iala deteriorare a situa\u0163iei din pia\u0163a muncii \u00een cazul \u00een care b\u0103ncile continu\u0103 s\u0103 \u00eencetineasc\u0103 creditarea c\u0103tre businessuri \u015fi popula\u0163ie.<\/p>\n<p>\nGuvernele europene au lansat programe cu credite garantate de stat \u00een valoare total\u0103 de sute de miliarde de euro pentru a ajuta businessurile aflate \u00een dificultate, iar b\u0103ncile centrale au inundat sistemul bancar cu credite foarte ieftine, astfel \u00eenc\u00e2t companiile s\u0103 poat\u0103 primi credite.<\/p>\n<p>\nCu toate acestea, cererea pentru credite generat\u0103 de businessurile din zona euro a sc\u0103zut \u00een al treilea trimestru, ceea ce arat\u0103 o sc\u0103dere a nevoilor de lichiditate, \u00een compara\u0163ie cu trimestrul anterior.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile din zona euro \u00eencetinesc ritmul \u00een care acord\u0103 credite \u00een Europa c\u0103tre businessuri \u015fi popula\u0163ie, \u00een contextul \u00een care acestea se a\u015fteapt\u0103 la o cre\u015ftere a creditelor neperformante, generat\u0103 de pandemia de Covid-19, a\u015fa cum arat\u0103 un sondaj realizat de Banca Central\u0103 European\u0103 (BCE), citat de FT. Mutarea arat\u0103 c\u0103 num\u0103rul de consumatori \u015fi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[18255,7267,8830,235,557,10664,7177,13242],"class_list":["post-187514","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asteptare","tag-banci","tag-bce","tag-business","tag-creditare","tag-incetinire","tag-populatie","tag-zona-euro"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/187514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=187514"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/187514\/revisions"}],"predecessor-version":[{"id":187540,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/187514\/revisions\/187540"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=187514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=187514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=187514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}