\nBank for International Settlements \u015fi alte \u015fapte b\u0103nci centrale au publicat un raport care stabile\u015fte c\u00e2teva cerin\u0163e cheie pentru monedele digitale ale institu\u0163iilor centrale – central bank digital currencies, sau CBDC, anun\u0163\u0103 CNBC.<\/p>\n
\nRaportul privind CBDC-urile vine \u00een momentul \u00een care mai multe b\u0103nci centrale din \u00eentreaga lume iau \u00een considera\u0163ie emiterea de valute digitale.<\/p>\n
\nPrintre cele \u015fapte b\u0103nci centrale se num\u0103r\u0103 Rezerva Federal\u0103 aStatelor Unite, Banca Central\u0103 European\u0103 \u015fi Banca Angliei.<\/p>\n
\nPrintre recomand\u0103rile f\u0103cute de b\u0103ncile centrale apare ideea c\u0103 CBDC-urile trebuie s\u0103 completeze – dar s\u0103 nu \u00eenlocuiasc\u0103 – numerarul \u015fi alte forme de plat\u0103 legal\u0103 \u015fi s\u0103 sprijine mai degrab\u0103 dec\u00e2t s\u0103 d\u0103uneze stabilit\u0103\u0163ii monetare \u015fi financiare. Raportul mai spune c\u0103 monedele digitale ar trebui s\u0103 fie, de asemenea, sigure, c\u00e2t mai ieftine posibil – dac\u0103 nu libere – de utilizat \u015fi \u201es\u0103 aib\u0103 un rol adecvat pentru sectorul privat\u201d.<\/p>\n
\nRaportul privind CBDC-urile vine \u00een momentul \u00een care diferite b\u0103nci centrale din \u00eentreaga lume consider\u0103 propriile valute digitale respective. Blockchain, tehnologia care st\u0103 la baza criptomonedelor precum bitcoin, a fost sus\u0163inut\u0103 ca o solu\u0163ie poten\u0163ial\u0103. Cu toate acestea, criptomonedele au atras mult\u0103 aten\u0163ie din partea bancherilor centrali, \u00eengrijora\u0163i c\u0103 deschid u\u015fa c\u0103tre activit\u0103\u0163i ilicite, cum ar fi sp\u0103larea banilor.<\/p>\n
\n\u00cen China, o \u0163ar\u0103 \u00een care portofele digitale precum Alipay \u015fi WeChat Pay au fost adoptate pe scar\u0103 larg\u0103, banca central\u0103 colaboreaz\u0103 deja cu c\u00eeteva companii din sectorul privat pentru a testa o moned\u0103 electronic\u0103 la care lucreaz\u0103 de ani de zile. \u00centre timp, banca central\u0103 suedez\u0103 lucreaz\u0103 cu firma de consultan\u0163\u0103 Accenture pentru a-\u015fi testa \u201ee-krona\u201d.<\/p>\n
\n\u201eUn design care ofer\u0103 aceste caracteristici poate promova pl\u0103\u0163i mai rezistente, eficiente, incluzive \u015fi inovatoare\u201d, a declarat Benoit Coeure, fostul oficial al B\u0103ncii Centrale Europene care conduce acum eforturile de inovare ale Bank for International Settlements.<\/p>\n
\nMerit\u0103 subliniat faptul c\u0103 b\u0103nci centrale nu sunt decise \u00een privina\u0163 emiterii de monede digitale \u015fi \u00eenc\u0103 analizeaz\u0103 fezabilitatea acestora. Sus\u0163in\u0103torii acestora spun c\u0103 ar putea spori incluziunea financiar\u0103 prin integrarea persoanelor f\u0103r\u0103 acces la un cont bancar dar \u015fi \u00eengrijor\u0103ri legate de excluderea b\u0103ncilor comerciale din joc.<\/p>\n
\nActivitatea b\u0103ncii centrale \u00een jurul monedelor digitale a ap\u0103rut anul trecut, dup\u0103 ce Facebook a anun\u0163at propria versiune – Libra – sus\u0163inut\u0103 de o coali\u0163ie de companii, inclusiv Uber \u015fi Spotify. Proiectul a fost \u00eent\u00e2mpinat reac\u0163ii intense de reglementare \u015fi s-a confruntat cu plecarea unor sus\u0163in\u0103tori importan\u0163i, ca Mastercard \u015fi Visa.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bank for International Settlements \u015fi alte \u015fapte b\u0103nci centrale au publicat un raport care stabile\u015fte c\u00e2teva cerin\u0163e cheie pentru monedele digitale ale institu\u0163iilor centrale – central bank digital currencies, sau CBDC, anun\u0163\u0103 CNBC. Raportul privind CBDC-urile vine \u00een momentul \u00een care mai multe b\u0103nci centrale din \u00eentreaga lume iau \u00een considera\u0163ie emiterea de valute digitale. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,25628,46023,31831],"class_list":["post-187038","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-banci-centrale","tag-monede-digitale","tag-posibilitate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/187038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=187038"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/187038\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=187038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=187038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=187038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}