{"id":18695,"date":"2010-03-24T13:16:44","date_gmt":"2010-03-24T13:16:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=18695"},"modified":"2026-04-02T16:03:35","modified_gmt":"2026-04-02T16:03:35","slug":"ce-miza-are-legea-falimentului-personal-si-de-ce-se-opun-bancherii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=18695","title":{"rendered":"Ce miza are legea falimentului personal si de ce se opun bancherii"},"content":{"rendered":"<p>Peste 10% dintre clientii persoane fizice inregistreaza in<br \/>\nprezent restante la plata ratelor la credite, iar numarul<br \/>\nexecutarilor de bunuri facute de banci ajunge la cateva sute<br \/>\nlunar.<\/p>\n<p>In prezent, bancile pot executa in linii mari orice bun si orice<br \/>\nvenit al debitorului pe termen nelimitat pentru a-si recupera<br \/>\nintegral creantele, chiar daca in contractele de credit nu sunt<br \/>\nstipulate in mod explicit. Proiectul, un document de 14 pagini,<br \/>\nprevede instituirea unor proceduri de insolventa si faliment pentru<br \/>\npersoanele fizice, asemanatoare celor pentru companii, prin care<br \/>\ndebitorul poate obtine o anumita protectie si chiar stergerea<br \/>\npartiala a datoriilor, in cazul in care bunurile acestuia nu sunt<br \/>\nsuficiente pentru acoperirea datoriilor.<\/p>\n<p>Cititi mai multe pe <a target=\"_blank\" href=\n\"http:\/\/www.zf.ro\/eveniment\/ce-miza-are-legea-falimentului-personal-si-de-ce-se-opun-bancherii-5771733\/\"><br \/>\nwww.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un proiect al legii falimentului personal, initiat in toamna trecuta de senatorul PD-L Iulian Urban alaturi de alti colegi de partid, vine sa reglementeze un domeniu sensibil, al executarii contractelor de credit.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,7664,527,15526],"class_list":["post-18695","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-faliment","tag-lege","tag-persoana-fizica"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18695"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18695\/revisions"}],"predecessor-version":[{"id":38562,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18695\/revisions\/38562"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}