\nBanca Central\u0103 European\u0103 va \u00eencepe s\u0103 experimenteze cu o versiune digital\u0103 a monedei unice europene, organiz\u00e2nd \u00een acela\u015fi timp o consultare public\u0103, \u00eentr-un pas major c\u0103tre introducerea acestei tehnologii, relateaz\u0103 Bloomberg.<\/p>\n
\n\u201eEuro apar\u0163ine europenilor, iar misiunea noastr\u0103 este s\u0103 fim gardienii monedei\u201c, a declarat pre\u015fedinta b\u0103ncii, Christine La\u00adgarde, cu ocazia public\u0103rii de c\u0103tre BCE a unui studiu pri\u00advi\u00adtor la beneficiile \u015fi dezavantajele introducerii unei monede digi\u00adtale.<\/p>\n
\n\u201eRolul nostru este de a asigura \u00eencrederea \u00een bani. Acest lucru \u00eenseamn\u0103 c\u0103 trebuie s\u0103 ne asigur\u0103m c\u0103 euro este adecvat pentru era digital\u0103. Trebuie s\u0103 fim preg\u0103ti\u0163i s\u0103 emitem un euro digital dac\u0103 acest lucru va fi necesar\u201c, a ad\u0103ugat Lagarde.<\/p>\n
\nConsultarea va \u00eencepe pe 12 octombrie, iar experimentul va fi organizat \u00een paralel. BCE a anun\u0163at c\u0103 va decide c\u0103tre mijlocul anului 2021 dac\u0103 va lansa un proiect de euro digital, care ar urma s\u0103 \u00eenceap\u0103 cu o \u201efaz\u0103 de analiz\u0103\u201c.<\/p>\n
\nO moned\u0103 digital\u0103 emis\u0103 de banca central\u0103 ar permite locuitorilor din zona euro s\u0103 plaseze \u00een mod direct depozite la BCE. Aceast\u0103 op\u0163iune apar\u0163ine doar b\u0103ncilor comerciale, guvernelor \u015fi altor b\u0103nci centrale.<\/p>\n
\nTeoretic, o moned\u0103 digital\u0103 este mai sigur\u0103 dec\u00e2t banii fizici sau dec\u00e2t conturile obi\u015fnuite de economii. Totu\u015fi, unii strategi avertizeaz\u0103 c\u0103 un astfel de sistem ar putea agrava o criz\u0103 economic\u0103 dac\u0103 deponen\u0163ii s-ar gr\u0103bi s\u0103-\u015fi scoat\u0103 banii din b\u0103ncile comerciale \u015fi s\u0103-i plaseze la autoritatea monetar\u0103.<\/p>\n
\nSemn c\u0103 BCE are planuri serioase \u00een ceea ce prive\u015fte introducerea unui euro digital, aceasta a aplicat s\u0103pt\u0103m\u00e2na trecut\u0103 pentru ob\u0163inerea unui certificat de \u00eenregistrare a m\u0103rcii \u201eeuro digital\u201c.<\/p>\n
\nB\u0103nci centrale din \u00eentreaga lume experimenteaz\u0103 cu versiuni digitale ale monedelor proprii.<\/p>\n
\nMul\u0163i furnizori de servicii de pl\u0103\u0163i din Europa sunt str\u0103ini, iar o \u201eintensificare a politicilor protec\u0163ioniste\u201c ar putea duce la probleme, a ar\u0103tat Lagarde \u00eentr-un discurs recent.<\/p>\n
\nInstitu\u0163ia sa \u201eare responsabilitatea de a se asigura c\u0103 cet\u0103\u0163enii no\u015ftrii au alternative \u015fi nu pot fi exclu\u015fi din ecosistemul de pl\u0103\u0163i din cauza ac\u0163iunilor unilaterale ale altora\u201c, a ar\u0103tat \u015fefa BCE.<\/p>\n
\nAceasta a ad\u0103ugat c\u0103 euro digital ar urma s\u0103 vin\u0103 ca o completare a cash-ului, nu s\u0103-l \u00eenlocuiasc\u0103.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
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