{"id":18683,"date":"2010-03-24T08:14:00","date_gmt":"2010-03-24T08:14:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=18683"},"modified":"2026-04-02T16:03:29","modified_gmt":"2026-04-02T16:03:29","slug":"bancile-falimentul-personal-va-scumpi-creditele","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=18683","title":{"rendered":"Bancile: Falimentul personal va scumpi creditele"},"content":{"rendered":"<p>&#8220;Legea insolventei persoanelor fizice va reprezenta un risc<br \/>\nsuplimentar pentru banci si se va traduce in cresterea costurilor<br \/>\nla creditele pentru persoane fizice, in special ipotecare, iar<br \/>\naplicabilitatea se va reduce la clientii cu credite mari&#8221;, a<br \/>\ndeclarat vicepresedintele ARB, Steven van Groningen, citat de<br \/>\nMediafax. Acesta este de parere ca in 99% din cazurile in care se<br \/>\nva aplica legea va fi vorba de cineva care a luat un credit mare de<br \/>\nla banca si exista in garantie un activ mare.<\/p>\n<p><a href=\n\"http:\/\/www.gandul.info\/financiar\/bancile-falimentul-personal-va-scumpi-creditele-bnr-bancherii-vor-cere-noi-garantii-5771929\"\ntarget=\"_blank\">Cititi mai multe<\/a> pe www.gandul.info<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Romanii ar putea avea acces tot mai greu la credite, care vor fi mai scumpe, in cazul in care legea falimentului persoanelor fizice va fi adoptata si de Camera Deputatilor, dupa ce a fost validata marti de Senat.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[4124,7267,4126,485,7664,8413],"class_list":["post-18683","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-bancheri","tag-banci","tag-clienti","tag-credite","tag-faliment","tag-scumpire"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18683"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18683\/revisions"}],"predecessor-version":[{"id":38551,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18683\/revisions\/38551"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}