{"id":186630,"date":"2020-09-28T12:04:07","date_gmt":"2020-09-28T12:04:07","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=186630"},"modified":"2026-04-08T05:31:53","modified_gmt":"2026-04-08T05:31:53","slug":"alegerile-locale-au-dat-peste-cap-piata-bancara-anuntul-facut-de-bnr-facut-in-aceasta-dimineata-pentru-romanii-cu-credite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=186630","title":{"rendered":"Alegerile locale au dat peste cap pia\u0163a bancar\u0103. Anun\u0163ul f\u0103cut de BNR f\u0103cut \u00een aceast\u0103 diminea\u0163\u0103 pentru rom\u00e2nii cu credite"},"content":{"rendered":"<p>\nIndicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a crescut luni, 28 septembrie 2020, la 2,07%, dup\u0103 ce vineri a fost cotat la 2,04%, joi a fost cotat la 2,02%, miercuri a fost cotat la 2,00% \u015fi mar\u0163i a fost cotat la 1,98%, prima cre\u015ftere dup\u0103 4 zile de stagnare \u00een care a fost cotat la&nbsp;1,96%.<\/p>\n<p>\nAstfel, indicele ROBOR la 3 luni a crescut constant \u00een ultimele patru zile cu 0,02% zilnic ajung\u00e2nd de la 1,96% la 2,04%, vineri &#8211; 25 septembrie, \u015fi a \u00eenregistrat o cre\u015ftere de 0,3% ast\u0103zi &#8211; 28 septembrie.<\/p>\n<p>\nLa \u00eenceputul acestei luni, \u00een datele de 1 \u015fi 2 septembrie, indicele&nbsp;ROBOR la 3 luni a fost cotat la 2%.<\/p>\n<p>\nPe 20 mai ROBOR la 3 luni a sc\u0103zut la 2,43%, sub nivelul IRCC, indicele de referin\u0163\u0103 pentru creditele consumatorilor reglementat de OUG 19\/2019, care era 2,44%.<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eenregistrat o tendin\u0163\u0103 de sc\u0103dere de la \u00eenceputul anului, c\u00e2nd era 3,19% \u00een data de 3 ianuarie 2020.<\/p>\n<p>\nROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, precum \u015fi dob\u00e2nzile la creditele ipotecare. Creditele \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, acordate \u00eenainte de luna mai 2019, sunt dependente de varia\u0163ia indicelui ROBOR.<\/p>\n<p>\nIRCC a fost introdus \u00een prim\u0103vara anului 2019. Valoarea ini\u0163ial\u0103 era tot de 2,36%, iar ulterior a avut o evolu\u0163ie fluctuant\u0103.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a crescut luni, 28 septembrie 2020, la 2,07%, dup\u0103 ce vineri a fost cotat la 2,04%, joi a fost cotat la 2,02%, miercuri a fost cotat la 2,00% \u015fi mar\u0163i a fost cotat la 1,98%, prima cre\u015ftere dup\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-186630","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/186630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=186630"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/186630\/revisions"}],"predecessor-version":[{"id":186655,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/186630\/revisions\/186655"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=186630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=186630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=186630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}