{"id":186196,"date":"2020-09-10T13:46:17","date_gmt":"2020-09-10T13:46:17","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=186196"},"modified":"2020-09-10T13:46:17","modified_gmt":"2020-09-10T13:46:17","slug":"bcr-primeste-de-astazi-cereri-pentru-programul-noua-casa-si-va-acorda-imprumuturi-in-limita-plafonului-de-600-milioane-de-lei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=186196","title":{"rendered":"BCR prime\u015fte de ast\u0103zi cereri pentru programul Noua Cas\u0103 \u015fi va acorda \u00eemprumuturi \u00een limita plafonului de 600 milioane de lei"},"content":{"rendered":"<p style=\"text-align: justify;\">\nBCR prime\u015fte, \u00eencep\u00e2nd de ast\u0103zi, cereri pentru programul Noua Cas\u0103 \u015fi va acorda \u00eemprumuturi \u00een limita plafonului de 600 milioane de lei, pentru care ofer\u0103 o dob\u00e2nd\u0103 de 2% + IRCC \u015fi avans de minimum 5%.<\/p>\n<p style=\"text-align: justify;\">\nSuma maxim\u0103 care poate fi ob\u0163inut\u0103 poate ajunge la 119.000 euro, iar termenul maxim de acordare este de 30 de ani.<\/p>\n<p style=\"text-align: justify;\">\nDin plafonul total de 2 miliarde de lei acordat de Fondul Na\u0163ional de Garantare a Creditelor pentru IMM-uri (FNGCIMM) pentru cele 14 b\u0103nci intrate \u00een programul \u201cPrima Cas\u0103\u201d, transformat \u00een \u201cNoua Cas\u0103\u201d, 600 milioane de lei au revenit BCR, respectiv 30% din totalul garan\u0163iilor.<\/p>\n<p style=\"text-align: justify;\">\nDintre plafonul alocat, BCR mai are la dispozi\u0163ie 450 de milioane de lei, dup\u0103 de\u015ff\u0103\u015furarea programului \u201cPrima Cas\u0103\u201d \u00een prima parte a anului. &nbsp;<\/p>\n<p style=\"text-align: justify;\">\nE<strong><em>xemplu de calcul Noua Cas\u0103 BCR:<\/em><\/strong><\/p>\n<ul>\n<li>\nCredit: 160.000 RON<\/li>\n<li>\nPerioad\u0103: 30 ani<\/li>\n<li>\nDob\u00e2nd\u0103: 4,41% (2% + IRCC), IRCC: 2,41%<\/li>\n<li>\nComision evaluare imobil: 370 lei, inclusiv TVA<\/li>\n<li>\nComision de gestiune FNGCIMM&nbsp; &#8211; 0,40% anual, calculat la valoarea garan\u0163iei<\/li>\n<li>\nRata lunara: 803 lei (nu include comisionul de gestiune datorat FNGCIMM)<\/li>\n<li>\nValoare total\u0103 pl\u0103tibil\u0103: 294.815 lei<\/li>\n<li>\nDob\u00e2nd\u0103 anual\u0103 efectiv\u0103 (DAE): 4,72 %<\/li>\n<\/ul>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BCR prime\u015fte, \u00eencep\u00e2nd de ast\u0103zi, cereri pentru programul Noua Cas\u0103 \u015fi va acorda \u00eemprumuturi \u00een limita plafonului de 600 milioane de lei, pentru care ofer\u0103 o dob\u00e2nd\u0103 de 2% + IRCC \u015fi avans de minimum 5%.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,5078,5453,15863],"class_list":["post-186196","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-bcr","tag-casa","tag-plafon"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/186196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=186196"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/186196\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=186196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=186196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=186196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}