\nIndicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a sc\u0103zut joi, 20 august 2020, la 1,98% dup\u0103 patru zile de stagnare \u00een care a fost cotat la 1,99%<\/p>\n
\nAceast\u0103 continu\u0103 sc\u0103dere vine ca urmare a deziciei CA al BNR, care a decis la \u00eenceputul acestei luni reducerea ratei de dob\u00e2nd\u0103 de referin\u0163\u0103 de la 1,75% la 1,50%, minim istoric.<\/p>\n
\nIndicele ROBOR a mai atins acest nivel \u00een luna februarie a anului 2018, c\u00e2nd se situa pu\u0163in sub 2%.<\/p>\n
\nPe 20 mai ROBOR la 3 luni a sc\u0103zut la 2,43%, sub nivelul IRCC, indicele de referin\u0163\u0103 pentru creditele consumatorilor reglementat de OUG 19\/2019, care era 2,44%.<\/p>\n
\nIndicele ROBOR la 3 luni a \u00eenregistrat o tendin\u0163\u0103 de sc\u0103dere de la \u00eenceputul anului, c\u00e2nd era 3,19% \u00een data de 3 ianuarie 2020.<\/p>\n
\nROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, precum \u015fi dob\u00e2nzile la creditele ipotecare. Creditele \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, acordate \u00eenainte de luna mai 2019, sunt dependente de varia\u0163ia indicelui ROBOR.<\/p>\n
\nIRCC a fost introdus \u00een prim\u0103vara anului 2019. Valoarea ini\u0163ial\u0103 era tot de 2,36%, iar ulterior a avut o evolu\u0163ie fluctuant\u0103.<\/p>\n
\nBNR a publicat noua valoare IRCC pentru T1 2020, la 2,41%, sub valoarea precedent\u0103, care a fost 2,44%.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la 3 luni, \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele \u00een lei, a sc\u0103zut joi, 20 august 2020, la 1,98% dup\u0103 patru zile de stagnare \u00een care a fost cotat la 1,99% Aceast\u0103 continu\u0103 sc\u0103dere vine ca urmare a deziciei CA al BNR, care a decis la \u00eenceputul acestei luni […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-185637","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/185637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=185637"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/185637\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=185637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=185637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=185637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}