\nDimpotriv\u0103, le-au accentuat \u015fi mai mult.
\nDob\u00e2nzile aproape de zero \u015fi chiar negative, tip\u0103rirea continu\u0103 de bani de c\u0103tre b\u0103ncile centrale \u015fi aruncarea lor pe pia\u0163\u0103 \u00een speran\u0163a c\u0103 vor ajunge \u00een economia real\u0103 nu au rezolvat deloc problemele economice din marile \u0163\u0103ri occidentale, ci dimpotriv\u0103, doar au am\u00e2nat viitorul r\u0103zboi social care va ap\u0103rea.
\nNoile genera\u0163ii, \u00een frunte cu millennials, au fost cel mai afectate de criza anterioar\u0103 \u015fi vor pl\u0103ti cel mai mult pre\u0163ul crizei de ast\u0103zi.
\n\u00cen aceste condi\u0163ii, aceste genera\u0163ii nu vor mai putea s\u0103 acumuleze nimic, vor tr\u0103i permanent sub ghilotina \u015fomajului (deja \u015fomajul este cuprins \u00eentre 25 \u015fi 40% \u00een r\u00e2ndul acestor genera\u0163ii), economia nu creeaz\u0103 suficiente joburi mai bine pl\u0103tite dec\u00e2t cel de chelner sau ghid turistic pentru pensionari, iar educa\u0163ia lor \u00eencepe s\u0103 crape.
\nDac\u0103 bunicii \u015fi p\u0103rin\u0163ii lor au putut s\u0103-\u015fi cumpere o cas\u0103 din salariile pe care le-au avut, noile genera\u0163ii n-au nicio \u015fans\u0103 s\u0103 se apropie de un activ imobiliar, din cauza cre\u015fterii f\u0103r\u0103 precedent a pre\u0163urilor din real estate datorat\u0103 print\u0103rii de bani \u015fi sc\u0103derii dob\u00e2nzilor.
\nDob\u00e2nzile spre zero practicate \u00een acest moment de b\u0103nci fac ca procesul de economisire, pe care s-au bazat bunicii \u015fi p\u0103rin\u0163ii \u00een crearea unei averi familiale, s\u0103 nu aib\u0103 sens.
\nCapitalismul financiar, imobiliar, rentier \u015fi monopolistic nu mai \u00eencurajeaz\u0103 deloc spiritul antreprenorial, ci chiar \u00eel suprim\u0103 cu bani \u015fi putere.
\nOccidentul a acumulat prea mult\u0103 bog\u0103\u0163ie care a devenit rentier\u0103, care st\u0103 degeaba \u00een b\u0103nci, pe burse, \u00een fonduri mutuale \u015fi care se hr\u0103ne\u015fte din dob\u00e2nzi, dividende sau cre\u015fteri ale pre\u0163ului ac\u0163iunilor.
\nAcest capitalism financiar nu poate rezista la nesf\u00e2r\u015fit at\u00e2ta timp c\u00e2t nu ajunge \u00een economia real\u0103 ca s\u0103 creeze oportunit\u0103\u0163i \u015fi joburi \u015fi pentru noua genera\u0163ie.
\nMarile publica\u0163ii de business din lume \u00eencep s\u0103 trateze din ce \u00een ce mai mult aceste probleme ale Occidentului care hr\u0103nesc \u015fi cresc mari nemul\u0163umiri, care la un moment dat vor izbucni. P\u00e2n\u0103 acum, aceste nemul\u0163umiri \u015fi-au g\u0103sit o exprimare pe Facebook sau pe alte re\u0163ele sociale, ajung\u00e2nd mai pu\u0163in \u00een strad\u0103.
\nV\u0103 recomand s\u0103 citi\u0163i patru articole:
\n1. Martin Wolf, Financial Times: We must think as citizens \u2013 Covid-19 could transform many western societies by demonstrating the need for competent government. But without a thriving and stable middle class, the state risks succumbing to plutocracy
\n2. Philip Stephens, Financial Times: The path from Covid-19 to a new social contract
\n3. Andreas Kluth, Bloomberg: OK Boomer, we\u2019re gonna socialize you. The pandemic is turning millennials into socialists
\n4. Chris Giles, Martin Arnold, Financial Times: High saving rates pose dilemma for central banks. Consumer pandemic cash will help drive economic recovery or hold back growth
\n\u00cen esen\u0163\u0103, ceea ce spun anali\u015ftii este c\u0103 Occidentul are nevoie de un nou contract social care s\u0103 restabileasc\u0103 echilibrele \u015fi care s\u0103 dea posibilitatea \u015fi noilor genera\u0163ii s\u0103 aib\u0103 aceea\u015fi via\u0163\u0103 ca a bunicilor \u015fi a p\u0103rin\u0163ilor.
\nCapitalismul actual, care a permis crearea de mari averi, economisiri imense \u00een b\u0103nci, propriet\u0103\u0163i imobiliare mari, a devenit o fr\u00e2n\u0103 pentru economii.
\n\u00cen aceste condi\u0163ii, capitalismul rentier trebuie taxat mult mai mult, guvernele trebuie s\u0103 schimbe raportul de for\u0163e din societate \u00eencuraj\u00e2nd ini\u0163iativele prin taxe mai mici, inclusiv pe munc\u0103, iar la polul opus tax\u00e2nd banii care stau degeaba. Ace\u015fti bani au devenit o povar\u0103 \u015fi pentru b\u0103ncile centrale, care nu mai pot ac\u0163iona eficient pentru c\u0103 nivelul de economisire este prea mare.
\nDac\u0103 nu se iau acum m\u0103suri, inegalit\u0103\u0163ile vor cre\u015fte, iar noile genera\u0163ii se vor ridica la un moment dat chiar \u00eempotriva Occidentului. <\/p>\n","protected":false},"excerpt":{"rendered":"
Pr\u0103bu\u015firea economic\u0103 f\u0103r\u0103 precedent \u00een istorie din trimestrul al II-lea din 2020, adus\u0103 de pandemia de COVID-19, \u015fi criza economic\u0103 \u00een care am intrat scot la iveal\u0103 \u015fi mai mult dezechilibrele economice, sociale \u015fi demografice din lumea occidental\u0103, care nu au putut fi rezolvate dup\u0103 criza de acum un deceniu. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,529,512],"tags":[7734,7267,82,11752,182,11421,21704,187,10156,11056,22153,30,293,242,18620,19326,14847,361,93,2930,80,18799,10923,32942,10758,194],"class_list":["post-185373","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-opinii","category-revista-bm","tag-analisti","tag-banci","tag-bani","tag-capitalism","tag-criza","tag-criza-economica","tag-dezechilibre","tag-dobanzi","tag-factura","tag-financiar","tag-generatie","tag-imobiliare","tag-intrare","tag-istorie","tag-lipsa","tag-occident","tag-pandemie","tag-pensionari","tag-plati","tag-prabusire","tag-refuz","tag-rezolvare","tag-salvare","tag-scoatere","tag-taxa","tag-tineri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/185373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=185373"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/185373\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=185373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=185373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=185373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}