\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sta\u0163ionat ieri la 2,15%, fiind sub nivelul IRCC, de 2,41%. <\/p>\n
\nLunea trecut\u0103 indicele era de 2,19%. Comparativ la sf\u00e2r\u015fitul lunii mai indicele era de 2,40%, la finele lunii aprilie a fost de 2,50%, iar la sf\u00e2r\u015fitul lunii martie, ROBOR la trei luni era de 2,55%. ROBOR la trei luni a sc\u0103zut \u00een urma deciziilor BNR de a t\u0103ia dob\u00e2nda-cheie, de la 2% la 1,75% \u015fi de a reduce nivelul facilit\u0103\u0163ilor permanente din jurul acestei dob\u00e2nzi.<\/p>\n
\nBoardul b\u0103ncii centrale a redus facilitatea de depozit la 1,25% pe an, de la 1,50% pe an, \u015fi rata dob\u00e2nzii aferente facilit\u0103\u0163ii de creditare (Lombard) la 2,25% pe an, de la 2,50% pe an.<\/p>\n
\n\u00cen ceea ce prive\u015fte ROBOR la 6 luni, indicele a r\u0103mas la 2,24%, nivel la care a urcat vinerea trecut\u0103. ROBOR la 6 luni s\u0103rise \u00een a doua parte a lunii martie \u015fi de 3,3%. ROBOR la trei luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni.<\/p>\n
\nTotodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n
\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 – indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor – IRCC – care a \u00eenlocuit ROBOR \u00een contractele de credit retail \u00een lei. Noua valoare anun\u0163at\u0103 recent pentru IRCC este de 2,41%. <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a sta\u0163ionat ieri la 2,15%, fiind sub nivelul IRCC, de 2,41%. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,485,10021],"class_list":["post-184822","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-credite","tag-indice"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/184822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=184822"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/184822\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=184822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=184822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=184822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}