\nO avalan\u0163\u0103 de restaurante, co\u00admer\u00adcian\u0163i cu am\u0103nuntul \u015fi al\u0163ii care au fost afecta\u0163i de \u00eenchiderile pandemice au dat \u00een judecat\u0103 asigu\u00adr\u0103torii pentru a-i for\u0163a s\u0103 acopere miliarde de pier\u00adderi \u00een afaceri, con\u00adform Wall Street Journal.<\/p>\n
\nMilioane de compa\u00adnii din Statele Unite au asigurare de \u00eentrerupere a afacerii, iar pandemia, f\u0103r\u0103 \u00eendoial\u0103, le-a \u00eentre\u00adrupt afacerile.<\/p>\n
\nCu toate acestea, companiile de asigur\u0103ri au refuzat pe scara larg\u0103 s\u0103 pl\u0103teasc\u0103 desp\u0103\u00adgubirile asociate acestui tip de asigurare pentru c\u0103 ace\u015ftia sus\u0163in c\u0103 este nevoie de pagube fizice pentru a putea activa poli\u0163ele.<\/p>\n
\nAceasta este men\u0163iunea care a fost introdus\u0103 la \u00eenceputul anilor 1900, ca parte a asigur\u0103rii de proprietate pentru a proteja produc\u0103torii de eventualele boilere sparte sau alte echipamente care ar fi putut \u00eentrerupe activitatea fabricilor.<\/p>\n
\nMai mult de jum\u0103tate dintre asigur\u0103rile property au excludere la viru\u015fi, iar companiile care \u00eenainteaz\u0103 procese \u00eempotriva asigur\u0103torilor, cel mai probabil au poli\u0163e cu aceast\u0103 excludere.<\/p>\n
\nArgumentul com\u00adpa\u00adniilor este c\u0103 virusul COVD-19 r\u0103m\u00e2ne pe suprafe\u0163e \u015fi prin urmare acele suprafe\u0163e sunt nesigure.<\/p>\n
\nSute de procese au fost \u00eenregistrate, iar avo\u00adca\u0163ii anticipeaz\u0103 mul\u00adte altele \u00een perioada ur\u00adm\u0103toare. Avoca\u0163ii unor reclaman\u0163i sus\u0163in c\u0103 problema ar putea cauza pierderi asigur\u0103\u00adtorilor cum s-a \u00eent\u00e2m\u00adplat \u00een urma litigiilor de azbest acum aproxi\u00admativ 30 de ani. Pierderea atunci a fost de aproximativ 100 mld. dolari, potrivit A.M. Best Co.<\/p>\n
\nUn analist de la Wells Fargo Securities evalueaz\u0103 cel mai nefericit caz de business interuption la 25 mld. dolari, ceea ce ar corespunde pierde\u00adrilor din unele uragane de categoria 5.<\/p>\n
\nmircea.nica@zf.ro<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" O avalan\u0163\u0103 de restaurante, co\u00admer\u00adcian\u0163i cu am\u0103nuntul \u015fi al\u0163ii care au fost afecta\u0163i de \u00eenchiderile pandemice au dat \u00een judecat\u0103 asigu\u00adr\u0103torii pentru a-i for\u0163a s\u0103 acopere miliarde de pier\u00adderi \u00een afaceri, con\u00adform Wall Street Journal.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,31304,201,46593,46206,7920,14847,46396],"class_list":["post-184608","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-asiguratorii","tag-companii","tag-companiile-de-asigurari","tag-covid-19","tag-despagubiri","tag-pandemie","tag-pandemii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/184608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=184608"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/184608\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=184608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=184608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=184608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}