{"id":18455,"date":"2010-03-17T09:10:00","date_gmt":"2010-03-17T09:10:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=18455"},"modified":"2026-04-02T15:57:35","modified_gmt":"2026-04-02T15:57:35","slug":"dobanzile-la-credite-au-scazut-cu-pana-la-30-in-ultimul-an","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=18455","title":{"rendered":"Dobanzile la credite au scazut cu pana la 30% in ultimul an"},"content":{"rendered":"<p>Motivul este simplu: principalul indicator folosit de banci in<br \/>\ncalcularea dobanzii, ROBOR (dobanda la care se imprumuta intre ele<br \/>\nbancile cu lei), a scazut cu aproape doua treimi, de la peste 15%<br \/>\nin martie 2009 la sub 7% in acest moment.<\/p>\n<p>Un exemplu de metoda de calcul al dobanzii este ROBOR 3M + 2%,<br \/>\nrespectiv dobanda la care se imprumuta bancile intre ele pe o<br \/>\nperioada de trei luni (ROBOR la 3 luni) plus marja de risc a<br \/>\nbancii.<\/p>\n<p><a target=\"_blank\" href=\n\"http:\/\/www.gandul.info\/financiar\/dobanzile-la-credite-au-scazut-cu-pana-la-30-in-ultimul-an-anuntati-va-bancile-5751133\"><br \/>\nCititi mai multe<\/a> pe www.gandul.info<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In momentul de fata, dobanzile la creditele in lei cu dobanda variabila ar trebui sa fie cu pana la o treime mai mici decat acum un an.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4124,7267,10475,7435,485,187,8327],"class_list":["post-18455","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bancheri","tag-banci","tag-comision","tag-contracte","tag-credite","tag-dobanzi","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18455"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18455\/revisions"}],"predecessor-version":[{"id":38354,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/18455\/revisions\/38354"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}