\nAsocia\u0163ia Pensiilor Administrate Privat (APAPR) a calculat c\u0103 pr\u0103bu\u015firea pie\u0163elor financiare determinat\u0103 de r\u0103sp\u00e2ndirea COVID-19 \u00een aproape toate ramurile economiei a \u015fters 6,7% \u00een trei luni din activele fondurilor de pensii private. <\/p>\n
\nAPAPR catalogheaz\u0103 aceast\u0103 sc\u0103dere drept o depreciere temporar\u0103 \u015fi nu o pierdere. \u201eExperien\u0163a tuturor crizelor precedente ne arat\u0103 c\u0103 fondurile de pensii private sunt \u00eens\u0103 printre actorii financiari cel mai pu\u0163in afecta\u0163i de volatilitate, \u00eentruc\u00e2t \u00ee\u015fi investesc activele \u015fi fac pl\u0103\u0163i pe termen foarte lung\u201c, arat\u0103 APAPR.<\/p>\n
\nCele \u015fapte fonduri de pensii private Pilon II din Rom\u00e2nia au la februarie 2020, cele mai recente date, 40 mld. lei \u00een titluri de stat, respectiv 63% din totalul plasamentelor, \u015fi 12,7 mld. lei \u00een ac\u0163iuni, adic\u0103 20%, potrivit ASF.<\/p>\n
\nPrin urmare, cea mai mare parte a contribu\u0163iilor de 3,75% din salariul brut a circa 7,5 milioane de salaria\u0163i din Rom\u00e2nia se duc \u00een titluri de stat, \u00een cea mai mare parte emise de Ministerul Finan\u0163elor. Pe de alt\u0103 parte, \u00een primele trei luni din 2020, bursa de la Bucure\u015fti s-a pr\u0103bu\u015fit cu 24%, \u00een linie cu pie\u0163ele de capital din str\u0103in\u0103tate, acolo unde au investi\u0163ii \u015fi viitorii pensionari prin intermediul P2.<\/p>\n
\n\u201eViitorii pensionari nu sunt afecta\u0163i de aceste sc\u0103deri conjuncturale, iar pu\u0163inii participan\u0163i care ies la pensie \u00een aceast\u0103 perioad\u0103 din Pilonul II sunt proteja\u0163i de mecanismul garan\u0163iei absolute (nivelul total al pensiei nu poate fi mai mic dec\u00e2t valoarea contribu\u0163iilor minus comisioanele legale) \u015fi de performan\u0163ele investi\u0163ionale trecute ale fondurilor de pensii\u201d, men\u0163ioneaz\u0103 APAPR.<\/p>\n
\nAsocia\u0163ia, al c\u0103rei pre\u015fedinte este Radu Cr\u0103ciun, director general al BCR Pensii, noteaz\u0103 c\u0103 performan\u0163ele fondurilor de pensii trebuie judecate pe termen lung \u015fi c\u0103 panica nu este justificat\u0103 \u00een cazul unor sc\u0103deri pe termen scurt, cauzate de evenimente obiective precum actuala criz\u0103 global\u0103.<\/p>\n
\n\u201eOdat\u0103 cu a\u015fteptata revenire economic\u0103, pie\u0163ele financiare \u00ee\u015fi vor reveni \u015fi ele, la fel \u015fi rezultatele fondurilor de pensii \u015fi de investi\u0163ii, a\u015fa cum s-a \u00eent\u00e2mplat de fiecare dat\u0103, inclusiv dup\u0103 criza financiar\u0103 din 2007-2009. Cel mai recent exemplu de revenire \u00eel avem chiar \u00een anul 2019, c\u00e2nd performan\u0163a medie a fondurilor de pe Pilonul II de pensii a fost de 11,8% dup\u0103 cea de doar 1% \u00een 2018, cauzat\u0103 de efectele nefaste ale OUG 114\/2018\u201d. <\/p>\n","protected":false},"excerpt":{"rendered":"
Asocia\u0163ia Pensiilor Administrate Privat (APAPR) a calculat c\u0103 pr\u0103bu\u015firea pie\u0163elor financiare determinat\u0103 de r\u0103sp\u00e2ndirea COVID-19 \u00een aproape toate ramurile economiei a \u015fters 6,7% \u00een trei luni din activele fondurilor de pensii private. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8897,333,2930],"class_list":["post-181772","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-depreciere","tag-pensii","tag-prabusire"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181772","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=181772"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181772\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=181772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=181772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=181772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}