{"id":181269,"date":"2020-03-24T13:01:00","date_gmt":"2020-03-24T13:01:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=181269"},"modified":"2020-03-24T13:01:00","modified_gmt":"2020-03-24T13:01:00","slug":"in-timp-ce-mii-de-afaceri-nu-stiu-ce-sa-faca-din-cauza-coronavirusului-o-companie-europeana-cucereste-america","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=181269","title":{"rendered":"\u00cen timp ce mii de afaceri nu \u015ftiu ce s\u0103 fac\u0103 din cauza coronavirusului, o companie european\u0103 cucere\u015fte America"},"content":{"rendered":"<p>\nRevolut, fintech-ul cu o cre\u015ftere accelerat\u0103 \u015fi peste 10 milioane de utilizatori \u00een Europa, lanseaz\u0103 ast\u0103zi aplica\u0163ia financiar\u0103 \u015fi cardul de debit \u00een Statele Unite ale Americii, potrivit unui comunicat de pres\u0103 trimis de reprezentan\u0163ii din Rom\u00e2nia ai companiei. \u00cen prezent, Revolut are deja zeci de mii de clien\u0163i americani, dup\u0103 ce a anun\u0163at lansarea \u00eenc\u0103 de anul trecut.<\/p>\n<p>\nPotrivit reprezentan\u0163ilor companiei, Revolut s-a lansat \u00een 2015 cu misiunea de a construi \u201eo super-aplica\u0163ie financiar\u0103 &#8211; o aplica\u0163ie unic\u0103 prin care utilizatorii s\u0103 poat\u0103 gestiona toate aspectele care \u0163in de via\u0163a lor financiar\u0103\u201d. \u00cen patru ani, compania a atras peste 10 milioane de utilizatori, a ob\u0163inut investi\u0163ii \u00een valoare total\u0103 de peste 800 milioane de dolari, iar acum are 2.000 de angaja\u0163i la nivel global, inclusiv \u00een New York \u015fi San Francisco.<\/p>\n<p>\n\u00cencep\u00e2nd de ast\u0103zi, utilizatorii din Statele Unite \u00ee\u015fi pot creea un cont \u00een doar c\u00e2teva minute, direct de pe smartphone. Imediat ce au desc\u0103rcat aplica\u0163ia pentru iOS sau Android, utilizatorii trebuie s\u0103 introduc\u0103 informa\u0163iile personale \u015fi s\u0103 \u00eencarce documentele de identificare, iar contul lor va fi ulterior verificat \u00een doar c\u00e2teva minute.<\/p>\n<p>\nOdat\u0103 ce contul unui utilizator a fost aprobat, acesta va primi instantaneu detaliile contului, care pot fi folosite pentru a efectua pl\u0103\u0163i \u015fi pentru depunerea salariului. Depozitele clien\u0163ilor sunt asigurate de FDIC p\u00e2n\u0103 la 250.000 de dolari, printr-un parteneriat cu Metropolitan Commercial Bank. Utilizatorii din SUA pot, de asemenea, s\u0103 \u00ee\u015fi primeasc\u0103 salariul cu dou\u0103 zile mai devreme prin depunere direct\u0103.<\/p>\n<p>\nReprezentan\u0163ii Revolut spun c\u0103 ofer\u0103 utilizatorilor mai mult\u0103 vizibilitate \u015fi control asupra propriilor bani, clien\u0163ii pot primi primi notific\u0103ri instantanee despre pl\u0103\u0163ile efectuate, pot vedea defalcat cheltuielile realizate pe diverse categorii de produse (restaurante, legume, transport etc.) \u015fi pot stabili bugete de cheltuit lunare pentru categorii individuale.<\/p>\n<p>\n\u201e\u00centruc\u00e2t costul vie\u0163ii cre\u015fte dispropor\u0163ionat cu salariile pe care le primesc oamenii, acum, mai mult ca oric\u00e2nd, ace\u015ftia au nevoie s\u0103 \u015ftie cu exactitate ce bani le intr\u0103 \u015fi le ies din cont. Ei trebuie s\u0103 aib\u0103 toate uneltele necesare care s\u0103 \u00eei ajute s\u0103 \u00ee\u015fi gestioneze banii mai convenabil \u015fi mai clar\u201d, a declarat Nik Storonsky, Fondator \u015fi CEO &#8211; Revolut.<\/p>\n<p>\n\u00cen plus, utilizatorii Revolut pot trimite \u015fi solicita bani unii de la al\u0163ii instantaneu \u015fi gratis, pot \u00eemp\u0103r\u0163i nota de plat\u0103 printr-o simpl\u0103 ap\u0103sare de buton \u015fi pot rotunji tranzac\u0163iile efectuate cu cardul, astfel \u00eenc\u00e2t s\u0103 str\u00e2ng\u0103 restul r\u0103mas \u00een pu\u015fculi\u0163ele digitale Vaults.<\/p>\n<p>\nUtilizatorii din Satele Unite ale Americii pot, de asemenea, s\u0103 cheltuie \u015fi s\u0103 transfere bani oriunde \u00een lume, la schimbul valutar interbancar; pot de\u0163ine \u015fi schimba 28 de monede \u00een aplica\u0163ie; pot retrage gratuit&nbsp; numerar de la peste 55.000 de bancomate din SUA.<\/p>\n<p>\n\u201eAtunci c\u00e2nd cheltuie sau transfer\u0103 bani \u00een str\u0103in\u0103tate, cele mai multe persoane nu sunt con\u015ftiente de comisioanele ascunse pe care le percep b\u0103ncile. Lumea devine tot mai conectat\u0103, iar serviciile financiare ar trebui s\u0103 sprijine acest lucru, nu s\u0103 \u00eel \u00eempiedice\u201d, a continuat Storonsky.<\/p>\n<p>\nPrintr-o simpl\u0103 ap\u0103sare de buton, clien\u0163ii americani pot s\u0103 \u00ee\u015fi blocheze \u015fi deblocheze cardul, pot activa \u015fi dezactiva func\u0163ionalit\u0103\u0163ile de plat\u0103, cum ar fi: pl\u0103\u0163ile contactless, swipe, online \u015fi retragerile de la bancomate, totul pentru o siguran\u0163\u0103 sporit\u0103. Iar pentru cei care efectueaz\u0103 frecvent pl\u0103\u0163i online, Revolut ofer\u0103 un card virtual de unic\u0103 folosin\u0163\u0103, care \u00ee\u015fi regenereaz\u0103 detaliile dup\u0103 fiecare plat\u0103 online.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Revolut, fintech-ul cu o cre\u015ftere accelerat\u0103 \u015fi peste 10 milioane de utilizatori \u00een Europa, lanseaz\u0103 ast\u0103zi aplica\u0163ia financiar\u0103 \u015fi cardul de debit \u00een Statele Unite ale Americii, potrivit unui comunicat de pres\u0103 trimis de reprezentan\u0163ii din Rom\u00e2nia ai companiei. \u00cen prezent, Revolut are deja zeci de mii de clien\u0163i americani, dup\u0103 ce a anun\u0163at lansarea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10403,82,4126,272,7942,11056,47,93,264],"class_list":["post-181269","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aplicatie","tag-bani","tag-clienti","tag-companie","tag-cont","tag-financiar","tag-lansare","tag-plati","tag-utilizatori"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=181269"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181269\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=181269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=181269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=181269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}