{"id":181255,"date":"2020-03-23T17:58:15","date_gmt":"2020-03-23T17:58:15","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=181255"},"modified":"2020-03-23T17:58:15","modified_gmt":"2020-03-23T17:58:15","slug":"masurile-luat-de-otp-bank-romania-in-contextul-creat-de-coronavirus","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=181255","title":{"rendered":"M\u0103surile luat de OTP Bank Rom\u00e2nia \u00een contextul creat de coronavirus"},"content":{"rendered":"<div>\nPentru clien\u0163ii persoane fizice:<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>Pentru to\u0163i clien\u0163ii persoane fizice care de\u0163in credite de nevoi personale, cu sau far\u0103 ipotec\u0103, sau credite ipotecare, inclusiv Prima Cas\u0103, acordate anterior datei de 20.03.2020, OTP Bank Rom\u00e2nia ofer\u0103 posibilitatea pl\u0103\u0163ii ratelor la scaden\u0163\u0103 sau oric\u00e2nd ulterior p\u00e2n\u0103 la data de 29 mai 2020, f\u0103r\u0103 trecerea la restan\u0163\u0103 \u015fi aplicarea de penalit\u0103\u0163i de \u00eent\u00e2rziere. Astfel, \u00eencuraj\u00e2nd distan\u0163area social\u0103 \u015fi evitarea deplas\u0103rilor care nu sunt strict necesare, OTP Bank ofer\u0103 aceast\u0103 solu\u0163ie clien\u0163ilor care nu pot asigura la data scaden\u0163elor lunare sumele necesare pentru rambursarea ratelor \u00een&nbsp; perioada 24.03 \u2013 29.05.2020.<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>Clien\u0163ii care nu pot asigura \u00een contul curent sumele necesare achit\u0103rii celor 2 sau 3 rate scadente \u00een aceasta perioad\u0103, folosind opera\u0163iuni de la distan\u0163\u0103, ca de exemplu: \u00eencasarea salariului \u00een contul OTP Bank, depunerea ratelor la ATM-urile OTP de tip cash-in, transfer bancar dintr-un cont deschis la o alta banc\u0103, op\u0163iunea \u201eMagnetul de bani\u201d disponibil\u0103 prin serviciul OTPdirekt, etc., nu vor acumula penalit\u0103\u0163i \u015fi nu vor \u00eenregistra zile de \u00eent\u00e2rziere pentru respectivele sume.<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>Clien\u0163ii afla\u0163i \u00een imposibilitatea achit\u0103rii integrale a ratelor acumulate \u00een aceast\u0103 perioad\u0103, sunt ruga\u0163i s\u0103 se adreseze din timp b\u0103ncii pentru a g\u0103si \u00eempreun\u0103 cea mai bun\u0103 solu\u0163ie individual\u0103 f\u0103r\u0103 niciun fel de costuri suplimentare. \u00cen caz contrar, punerea \u00een \u00eentarziere se va face \u00eencep\u00e2nd cu prima scaden\u0163\u0103 lunar\u0103 ulterioar\u0103 datei de 29.05.2020 pentru toate sumele acumulate \u015fi neachitate p\u00e2n\u0103 \u00een acel moment.&nbsp;<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>\u00cen func\u0163ie de evolu\u0163ia situa\u0163iei generale, termenul men\u0163ionat mai sus (29.05.2020) ar putea fi extins.<\/div>\n<div>\nPentru clien\u0163ii persoane juridice, IMM-uri \u015fi Corpora\u0163ii:&nbsp;<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>Exist\u0103 solu\u0163ii preg\u0103tite pentru situa\u0163iile speciale \u00een care, din motive obiective, nu se pot prelungi facilit\u0103\u0163ile revolving conform prevederilor contractuale, unul dintre motive fiind imposibilitatea deplas\u0103rii reprezentan\u0163ilor clien\u0163ilor la banc\u0103, \u00een vederea semn\u0103rii documenta\u0163iei contractuale.&nbsp;<\/div>\n<div>\n\u2022<span style=\"white-space:pre\"> <\/span>Suntem con\u015ftien\u0163i c\u0103 anumite segmente de activitate sunt puternic afectate \u015fi \u00een consecin\u0163\u0103 suntem preg\u0103ti\u0163i&nbsp; cu acele solu\u0163ii care s\u0103 permit\u0103 partenerilor no\u015ftri s\u0103 dep\u0103\u015feasc\u0103 aceast\u0103 perioad\u0103. \u00cen cazul persoanelor juridice, solu\u0163ia optim\u0103 este de a aplica m\u0103suri personalizate, astfel c\u0103 ne dorim s\u0103 analiz\u0103m punctual nevoia fiec\u0103rui client.&nbsp;<\/div>\n<div>\n\u201cB\u0103ncile, mai mult ca oric\u00e2nd, trebuie s\u0103 ac\u0163ioneze cu responsabilitate fa\u0163\u0103 de economia local\u0103 \u015fi cu \u00een\u0163elegere fa\u0163\u0103 de clien\u0163ii lor. \u00cen acest context sensibil pentru noi to\u0163i, vrem s\u0103 fim al\u0103turi de clien\u0163ii no\u015ftri \u015fi s\u0103 colabor\u0103m cu ei pentru a dep\u0103\u015fi, \u00eempreun\u0103, mai u\u015for, o perioad\u0103 de grea \u00eencercare. Vom fi deschi\u015fi \u015fi al\u0103turi de ei, av\u00e2nd \u00een minte importan\u0163a continuit\u0103\u0163ii afacerilor \u00een Rom\u00e2nia.\u201d, a declarat Gyula Fat\u00e9r, CEO OTP Bank Rom\u00e2nia.&nbsp;&nbsp;<\/div>\n<div>\nPotrivit reprezentan\u0163ilor b\u0103ncii, OTP Bank Rom\u00e2nia r\u0103m\u00e2ne al\u0103turi de to\u0163i clien\u0163ii s\u0103i \u015fi este determinat\u0103 s\u0103 asigure continuitatea activit\u0103\u0163ilor bancare, prin toate canalele disponibile. \u00cen actualul context, recomand\u0103m clien\u0163ilor no\u015ftri&nbsp; s\u0103 foloseasc\u0103 preponderent serviciile bancare la distan\u0163\u0103, respectiv cele telefonice, online (Internet Banking \u015fi Mobile Banking) \u015fi pe e-mail, care le vor permite acestora accesul cu angaja\u0163ii b\u0103ncii.&nbsp;<\/div>\n<div>\n\u00cen aceast\u0103 perioad\u0103, responsabilitatea OTP Bank este de a proteja clien\u0163ii \u015fi angajatii b\u0103ncii. \u00cen acest sens, salaria\u0163ii no\u015ftri vor avea un program de munc\u0103 flexibil sau vor lucra de la distan\u0163\u0103, tocmai pentru ca activitatea s\u0103 se desf\u0103\u015foare \u00een cele mai bune condi\u0163ii.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n","protected":false},"excerpt":{"rendered":"<p>OTP Bank Rom\u00e2nia a anun\u0163at m\u0103surile pentru clien\u0163ii  cu credite \u00een derulare persoane fizice, IMM-uri \u015fi Corpora\u0163ii, \u00een contextul r\u0103sp\u00e2ndirii virusului COVID-19. Date fiind condi\u0163iile specifice fiec\u0103rui segment de clien\u0163i, banca a transmis o serie de m\u0103suri personalizate, transmise \u00eentr-un comunicat de pres\u0103:  <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,4126,534,30806,10898,9105,16651,98],"class_list":["post-181255","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-clienti","tag-context","tag-creare","tag-masuri","tag-otp-bank","tag-persoane-fizice","tag-romania"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=181255"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181255\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=181255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=181255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=181255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}