\nBanca Angliei ia \u00een considerare introducerea bancnotelor electronice pentru consumatori \u015fi business-uri, potrivit BBC.<\/p>\n
\n\u201eSuntem \u00een mijlocul unei revolu\u0163ii a pl\u0103\u0163ilor\u201d, a declarat guvernatorul Mark Carney, ad\u0103ug\u00e2nd c\u0103 Banca trebuie s\u0103 cerceteze detaliat felurile \u00een care pot func\u0163iona banii electronici.<\/p>\n
\nCarney a mai spus c\u0103 schimbarea va completa, nu va \u00eenlocui, bancnotele clasice, \u00een condi\u0163iile \u00een care oamenii \u00eenc\u0103 au nevoie de bani cash. \u00cens\u0103 mi\u015fcarea ar putea deschide u\u015fa banilor programabili c\u0103tre o integrare tot mai accentuat\u0103 \u00een sistemul fiscal sau \u00een aparatele casnice.<\/p>\n
\nBancnotele au fost principalul mod de plat\u0103 \u00eentre indivizi \u015fi b\u0103ncile centrale timp de 300 de ani, spune Banca, ad\u0103ug\u00e2nd c\u0103 valoarea total\u0103 a bancnotelor din Marea Britanie era aproape s\u0103 ating\u0103 un maxim istoric, \u00eens\u0103 oamenii au f\u0103cut tot mai pu\u0163ine tranzac\u0163ii cash.<\/p>\n
\nGuvernatorul a spus c\u0103 firmele de tehnologie financiar\u0103 au \u00eenceput s\u0103 ofere noi forme de bani \u015fi noi moduri de plat\u0103, \u00eens\u0103 este important s\u0103 ai o moned\u0103 creat\u0103 de o banc\u0103 central\u0103 de \u00eencredere.<\/p>\n
\nAstfel, Banca ia \u00een considerare o Moned\u0103 Digital\u0103 a B\u0103ncii Centrale, care ar fi exprimat\u0103 \u00een lire sterline, exact ca bancnotele cu care ne-am obi\u015fnuit. \u00cen consecin\u0163\u0103, 10 lire digitale ar valora c\u00e2t o bancnot\u0103 de 10 lire sterline.<\/p>\n
\nSistemul ar fi diferit de banii digitali p\u0103stra\u0163i \u00eentr-un cont bancar \u015fi de criptomonede, fiind garantat de banc\u0103, nu de o afacere comercial\u0103. Clien\u0163ii vor putea s\u0103 pl\u0103teasc\u0103 f\u0103r\u0103 s\u0103 li se \u00eenregistreze toate datele tranzac\u0163iei, ceea ce ar genera un nivel asem\u0103n\u0103tor de anonimat cu cel al banilor cash.<\/p>\n
\n\u00cen 2020, se estimeaz\u0103 c\u0103 un miliard de persoane folosesc o aplica\u0163ie mobil\u0103 de plat\u0103, num\u0103rul urm\u00e2nd s\u0103 creasc\u0103 la 1,31 miliarde p\u00e2n\u0103 \u00een 2023. \u00cen 2008, pia\u0163a global\u0103 de pl\u0103\u0163i mobile era de aproximativ 881 miliarde de dolari. P\u00e2n\u0103 \u00een 2024, num\u0103rul va ajunge la 3.081 de miliarde, conform merchantsavvy.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Banca Angliei ia \u00een considerare introducerea bancnotelor electronice pentru consumatori \u015fi business-uri, potrivit BBC. \u201eSuntem \u00een mijlocul unei revolu\u0163ii a pl\u0103\u0163ilor\u201d, a declarat guvernatorul Mark Carney, ad\u0103ug\u00e2nd c\u0103 Banca trebuie s\u0103 cerceteze detaliat felurile \u00een care pot func\u0163iona banii electronici. Carney a mai spus c\u0103 schimbarea va completa, nu va \u00eenlocui, bancnotele clasice, \u00een condi\u0163iile […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[17163,17254,13982,16610,7287],"class_list":["post-181221","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-angliei","tag-bancnote","tag-integrare","tag-monede","tag-sistem"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=181221"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181221\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=181221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=181221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=181221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}