{"id":181039,"date":"2020-03-17T18:38:02","date_gmt":"2020-03-17T18:38:02","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=181039"},"modified":"2026-04-07T15:47:34","modified_gmt":"2026-04-07T15:47:34","slug":"care-sunt-masurile-luate-de-banca-transilvania-cea-mai-mare-din-romania-pentru-clientii-persoane-fizice-pentru-depasirea-crizei-coronavirus","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=181039","title":{"rendered":"Care sunt m\u0103surile luate de Banca Transilvania, cea mai mare din Rom\u00e2nia, pentru clien\u0163ii persoane fizice pentru dep\u0103\u015firea crizei coronavirus"},"content":{"rendered":"<p>\nBanca Transilvania, cea mai mare banc\u0103 de pe pia\u0163a rom\u00e2neasc\u0103, a decis s\u0103 dea posibilitatea clien\u0163ilor persoane fizice afectate de criza coronavirus s\u0103 am\u00e2ne p\u00e2n\u0103 la 3 rate pentru credite.<\/p>\n<p>\n\u201eClien\u0163ii care au dificult\u0103\u0163i temporare la plata ratelor &#8211; fie de natur\u0103 medical\u0103, carantin\u0103, izolare, fie din cauza situa\u0163iei economico-financiare conjuncturale &#8211; sunt \u00eendruma\u0163i s\u0103 contacteze banca pentru identificarea solu\u0163iei potrivite. Facilit\u0103\u0163ile se aplic\u0103 la solicitarea clien\u0163ilor afecta\u0163i de actualul context, prin apelarea echipei Customer Care, disponibil\u0103 24h\/24 la num\u0103rul de telefon&nbsp;0264 308 080\u201d, a transmis banca din Cluj.<\/p>\n<p>\nDin punct de vedere opera\u0163ional, implementarea solu\u0163iilor de am\u00e2nare prev\u0103d prelungirea perioadei de creditare, f\u0103r\u0103 niciun fel de costuri suplimentare, cu num\u0103rul de luni aferent. Excep\u0163ie este creditul Prima Cas\u0103, unde am\u00e2narea \u00eenseamn\u0103 redistribuirea ratelor lunare am\u00e2nate pe perioada r\u0103mas\u0103 de creditare, \u00een contextul actual al legisla\u0163iei.&nbsp;Banca a preg\u0103tit fluxuri de lucru care s\u0103 elimine deplasarea clien\u0163ilor la banc\u0103.<\/p>\n<p>\nS\u0103pt\u0103m\u00e2na trecut\u0103 Banca Transilvania a anun\u0163at prelungirea perioadei de gra\u0163ie pentru clien\u0163ii cu carduri de credit. Astfel, pentru cei peste 500.000 de posesori de carduri de credit s-a prelungit perioada de gra\u0163ie p\u00e2n\u0103 \u00een 25 mai. Clien\u0163ii nu au nicio obliga\u0163ie de plat\u0103 \u00een martie \u015fi aprilie, prima fiind \u00een luna mai 2020.<\/p>\n<p>\nBT a \u00eenceput, de asemenea, preluarea solicit\u0103rilor de am\u00e2nare la plata ratelor pentru clien\u0163ii credite imobiliare care au dificult\u0103\u0163i financiare cauzate de actualul context.<\/p>\n<p>\nPentru clien\u0163ii companii, Banca Transilvania a decis ast\u0103zi reducerea ratelor de credit pentru urm\u0103toarele 6 luni, p\u00e2n\u0103 la 100% din aceste rate, unde se justific\u0103 \u015fi analiz\u00e2nd impactul.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Transilvania, cea mai mare banc\u0103 de pe pia\u0163a rom\u00e2neasc\u0103, a decis s\u0103 dea posibilitatea clien\u0163ilor persoane fizice afectate de criza coronavirus s\u0103 am\u00e2ne p\u00e2n\u0103 la 3 rate pentru credite. \u201eClien\u0163ii care au dificult\u0103\u0163i temporare la plata ratelor &#8211; fie de natur\u0103 medical\u0103, carantin\u0103, izolare, fie din cauza situa\u0163iei economico-financiare conjuncturale &#8211; sunt \u00eendruma\u0163i s\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4551,237,4126,8443],"class_list":["post-181039","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-amanare","tag-banca-transilvania","tag-clienti","tag-rate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=181039"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181039\/revisions"}],"predecessor-version":[{"id":181062,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/181039\/revisions\/181062"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=181039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=181039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=181039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}