\n\u00cen ultimii ani, tot mai multe studii au confirmat un tipar \u00eengrijor\u0103tor \u2013 milenialii (genera\u0163ia n\u0103scut\u0103 \u00eentre 1981 \u015fi 1996) economisesc extrem de pu\u0163in, nu se \u00eengrijoreaz\u0103 vis-a-vis de viitorul lor financiar \u015fi nu \u015ftiu de c\u00e2\u0163i bani au nevoie pentru a tr\u0103i. \u00cens\u0103 un studiu publicat zilele trecut de Revolut arat\u0103 contrariul, scrie Global Banking and Finance Review.<\/p>\n
\n\u00cen timp ce genera\u0163iile mai v\u00e2rstnice i-au acuzat pe milenialii c\u0103 pun mai mult pre\u0163 pe avocado \u015fi latte-uri dec\u00e2t pe ipoteci \u015fi pensii, cele mai recente date arat\u0103 faptul c\u0103 o majoritate destul de mare (67%) economisesc bani \u00een mod regulat. \u00cen ciuda acestui fapt, aproape dou\u0103 treimi (63%) \u00eent\u00e2mpin\u0103 constant probleme pe plan financiar.<\/p>\n
\n50% dintre milenialii din Marea Britanie \u015fi Irlanda folosesc aplica\u0163ii mobile de banking pentru a \u015fti \u00een detaliu c\u00e2\u0163i bani au cheltuit. Totu\u015fi, pre\u0163urile tot mai mari \u015fi salariile care nu reu\u015fesc s\u0103 creasc\u0103 suficient de mult au rezultat \u00een faptul c\u0103 aproape o jum\u0103tate dintre tineri economisesc cu greu bani de la lun\u0103 la lun\u0103, 10% nefiind deloc \u00een stare s\u0103 economiseasc\u0103.<\/p>\n
\nStudiul realizat de Revolut arat\u0103 c\u0103 de\u015fi marea majoritatea a milenialilor economisesc cu succes bani, un num\u0103r semnificativ r\u0103m\u00e2n sceptici \u00een ceea ce prive\u015fte investi\u0163iile. Doar 28% investesc \u00een active \u015fi ac\u0163iuni, \u00een timp ce 36% sunt de p\u0103rere c\u0103 investi\u0163iile sunt prea riscante.<\/p>\n
\nChiar dac\u0103 78% dintre mileniali \u00ee\u015fi doresc s\u0103 nu stea \u00een chirie pentru tot restul vie\u0163ii, 32% au declarat c\u0103 nu cred c\u0103 \u00ee\u015fi vor putea permite vreodat\u0103 o cas\u0103. Inevitabil, 45% au spus c\u0103 vor apela la ajutor din partea p\u0103rin\u0163ilor sau prietenilor c\u00e2nd se vor decide s\u0103 devin\u0103 proprietari.<\/p>\n
\n\u00cen plus, 90% cred c\u0103 este important s\u0103 aib\u0103 o pensie bun\u0103 \u015fi 60% \u00ee\u015fi doresc mai mult sprijin \u015fi sfaturi legate de pensii din partea angajatorilor.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cen ultimii ani, tot mai multe studii au confirmat un tipar \u00eengrijor\u0103tor \u2013 milenialii (genera\u0163ia n\u0103scut\u0103 \u00eentre 1981 \u015fi 1996) economisesc extrem de pu\u0163in, nu se \u00eengrijoreaz\u0103 vis-a-vis de viitorul lor financiar \u015fi nu \u015ftiu de c\u00e2\u0163i bani au nevoie pentru a tr\u0103i. \u00cens\u0103 un studiu publicat zilele trecut de Revolut arat\u0103 contrariul, scrie Global […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[13012,46128,484,7853],"class_list":["post-180044","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-economisire","tag-mileniali","tag-probleme","tag-studiu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/180044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=180044"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/180044\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=180044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=180044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=180044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}