\nB\u0103ncile centrale care vor s\u0103 lanseze monede digitale trebuie s\u0103 \u0163in\u0103 cont de riscul de a submina activitatea b\u0103ncilor comerciale, avertizeaz\u0103 Adolfo Laurenti, economistul-\u015fef al Visa pe Europa.<\/p>\n
\n\u201eChina \u00eencearc\u0103 acum s\u0103 lanseze o moned\u0103 digital\u0103. \u00cen acela\u015fi timp, am v\u0103zut progrese \u00een \u0163\u0103ri ca Suedia, care apoi au dat \u00een spate pentru c\u0103 au v\u0103zut c\u0103 sunt probleme. Exist\u0103 riscul ca dac\u0103 lansezi o moned\u0103 digital\u0103 s\u0103 afectezi activitatea b\u0103ncilor\u201d, explic\u0103 economistul Adolfo Laurenti, \u00eentr-un interviu acordat ZF.<\/p>\n
\nRiscurile intervin \u00een contextul \u00een care dac\u0103 oamenii \u015fi-ar putea deschide conturi digitale la banca central\u0103, cu risc zero, prin intermediul acestei monede, popula\u0163ia nu \u015fi-ar mai asuma riscul de a economisi prin b\u0103ncile comerciale.<\/p>\n
\n\u201eDac\u0103 tu ca banc\u0103 central\u0103 lansezi aceast\u0103 form\u0103 de depozite cu risc zero, toat\u0103 lumea \u00ee\u015fi va retrage banii din b\u0103nci \u015fi \u00eei va pune \u00een banca central\u0103 \u00een contul digital, ceea ce ar submina activitatea b\u0103ncilor comerciale. Asta trebuie s\u0103 previn\u0103 b\u0103ncile centrale. Pentru a men\u0163ine stabilitatea financiar\u0103, cred c\u0103 b\u0103ncile centrale au \u00eenc\u0103 multe de f\u0103cut pentru a lansa monede digitale\u201d, spune Laurenti.<\/p>\n
\nMonedele digitale lansate de b\u0103ncile centrale devin un subiect din \u00een ce \u00een ce mai discutat \u00een toat\u0103 lumea, \u00een contextul \u00een care banca central\u0103 a Chinei \u2013 a doua cea mai mare economie din lume \u2013 a anun\u0163at c\u0103 preg\u0103te\u015fte lansarea unui astfel de activ.<\/p>\n
\n\u00cen acela\u015fi timp, \u015fase b\u0103nci centrale au anun\u0163at c\u0103 formeaz\u0103 un grup de lucru \u00eempreun\u0103 cu Bank of International Settlements (BIS) pentru a-\u015fi \u00eemp\u0103rt\u0103\u015fi rezultatele cercet\u0103rilor efectuate individual asupra poten\u0163ialelor utiliz\u0103ri ale monedelor digitale, potrivit CoinDesk.<\/p>\n
\nGrupul va fi format din b\u0103ncile centrale din Suedia, Canada, Elve\u0163ia, Marea Britanie \u015fi Japonia, precum \u015fi din Banca Central\u0103 European\u0103 \u015fi BIS.<\/p>\n
\nFiecare institu\u0163ie va continua s\u0103 analizeze \u201evariantele tehnice, economice \u015fi de func\u0163ionare, inclusiv interoperabilitatea transfrontalier\u0103\u201d a monedelor digitale.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
B\u0103ncile centrale care vor s\u0103 lanseze monede digitale trebuie s\u0103 \u0163in\u0103 cont de riscul de a submina activitatea b\u0103ncilor comerciale, avertizeaz\u0103 Adolfo Laurenti, economistul-\u015fef al Visa pe Europa. \u201eChina \u00eencearc\u0103 acum s\u0103 lanseze o moned\u0103 digital\u0103. \u00cen acela\u015fi timp, am v\u0103zut progrese \u00een \u0163\u0103ri ca Suedia, care apoi au dat \u00een spate pentru c\u0103 au […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,530,571],"tags":[7267,47,16610,9184,15141,25967,13230],"class_list":["post-179366","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-analize","category-business-hi-tech","tag-banci","tag-lansare","tag-monede","tag-risc","tag-riscuri","tag-subminare","tag-suedia"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/179366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=179366"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/179366\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=179366"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=179366"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=179366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}