{"id":179154,"date":"2020-01-15T15:42:00","date_gmt":"2020-01-15T15:42:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=179154"},"modified":"2020-01-15T15:42:00","modified_gmt":"2020-01-15T15:42:00","slug":"record-in-stergerea-datoriilor-la-banci-in-romania-sute-de-mii-de-lei-si-zeci-de-mii-de-euro-radiate-din-contul-a-doi-imprumutati","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=179154","title":{"rendered":"Record \u00een \u015ftergerea datoriilor la b\u0103nci in Rom\u00e2nia. Sute de mii de lei \u015fi zeci de mii de euro, radiate din contul a doi \u00eemprumuta\u0163i"},"content":{"rendered":"<p>\n\u00cen cadrul unei negocieri intermediat\u0103 de Centrul de Solu\u0163ionare Alternativ\u0103 a Litigiilor \u00een domeniul Bancar (CSALB) cu o banc\u0103, unui consumator din Bucure\u015fti i s-a acceptat \u015ftergea \u00eentregii datorii pe care o mai avea de achitat, de 298.000 de lei (aproape 62.000 euro).<\/p>\n<p>\nTotodat\u0103, aceea\u015fi banc\u0103 a \u015fters, \u00een cadrul unui caz social din Oradea, o datorie de 51.930 franci elve\u0163ieni.<br \/>\n\u00cen urma concilierii, ambele cazuri dep\u0103\u015fesc precedentul record valoric \u00eenregistrat la CSALB. Acesta era de 44.600 de euro, \u00eenregistrat \u00een aprilie 2019, \u00een cazul unui consumator din Sighetul Marma\u0163iei.<\/p>\n<p>\n\u00cen primele zile ale acestui an, aceea\u015fi banc\u0103 comercial\u0103 a luat decizii similare \u00een cazul mai multor consumatori care aveau cazuri sociale dificile.<br \/>\nAstfel, banca a \u00eenchis un credit de consum f\u0103r\u0103 ipotec\u0103 pentru o persoan\u0103 din Bucure\u015fti. Concilierea a rezultat prin remiterea sumei de 3.945 de euro c\u0103tre consumator. Pentru aceea\u015fi persoan\u0103, banca a stins descoperitul de cont \u00een valoare de 3.288 de lei.<\/p>\n<p>\n\u00centr-un alt caz, din Bucure\u015fti, suma remis\u0103 unui alt consumator pentru \u00eenchiderea creditului a fost de 8.553 de lei. \u00cen plus, banca a virat \u00een contul acestuia suma de 1.785 de lei.<\/p>\n<p>\n\u00cen ultimii 3 ani \u015fi jum\u0103tate, aproximativ 1.400 de rom\u00e2ni \u015fi-au rezolvat problemele cu b\u0103ncile \u015fi IFN-urile, prin intermediul CSALB, iar suma total\u0103 ob\u0163inut\u0103 \u00een urma negocierilor dep\u0103\u015fe\u015fte 2 milioane de euro. Anul trecut, consumatorii au trimis peste 2.100 de cereri \u00een care solicit\u0103 intrarea \u00een negociere cu institu\u0163iile financiar-bancare, fa\u0163\u0103 de 1.293 de cereri trimise \u00een tot anul 2018. Cele mai multe cereri vizeaz\u0103 reducerea sau eliminarea unor comisioane, reducerea soldului sau a costurilor asociate creditelor ipotecare sau de consum.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen cadrul unei negocieri intermediat\u0103 de Centrul de Solu\u0163ionare Alternativ\u0103 a Litigiilor \u00een domeniul Bancar (CSALB) cu o banc\u0103, unui consumator din Bucure\u015fti i s-a acceptat \u015ftergea \u00eentregii datorii pe care o mai avea de achitat, de 298.000 de lei (aproape 62.000 euro). Totodat\u0103, aceea\u015fi banc\u0103 a \u015fters, \u00een cadrul unui caz social din Oradea, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,7942,750,183,8674],"class_list":["post-179154","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-cont","tag-datorii","tag-imprumut","tag-record"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/179154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=179154"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/179154\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=179154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=179154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=179154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}