\nBNR a men\u0163inut pe parcursul \u00eentregului an 2019 dob\u00e2nda-cheie la 2,5%, precum \u015fi ratele rezervelor minime obligatorii (RMO) la pasivele \u00een lei \u015fi valut\u0103 ale b\u0103ncilor, la nivelul de 8%, \u015fi a optat pentru \u00eent\u0103rirea politicii monetare prin controlul strict al lichidit\u0103\u0163ii.<\/p>\n
\nTotodat\u0103, BNR a men\u0163inut \u00een 2019 \u015fi rata dob\u00e2nzii pentru facilitatea de depozit, la 1,50% pe an, \u015fi rata dob\u00e2nzii aferente facilit\u0103\u0163ii de creditare, la 3,50% pe an.<\/p>\n
\n\u00cen 2018, banca central\u0103 reluase, dup\u0103 o pauz\u0103 de un deceniu, ciclul de \u00een\u0103sprire a politicii monetare, major\u00e2nd \u00een primul semestru dob\u00e2nda-cheie de trei ori, de la minimul istoric de 1,75% p\u00e2n\u0103 la 2,5%, pentru a \u0163ine infla\u0163ia sub control. Dob\u00e2nda-cheie sta\u0163ionase la minimul istoric de 1,75% din prim\u0103vara anului 2015. BNR majorase din august 2008 dob\u00e2nda-cheie la 10,25%, iar ulterior, odat\u0103 cu venirea crizei economice, a urmat un trend ne\u00eentrerupt de sc\u0103dere a ratei.<\/p>\n
\nPe parcursul anului 2019, BNR a sterilizat excesul de lichiditate organiz\u00e2nd mai multe licita\u0163ii de atragere de depozite din pia\u0163a interbancar\u0103 prin depozite cu scaden\u0163a la o s\u0103pt\u0103m\u00e2n\u0103. \u00cen iulie, august, septembrie, octom\u00adbrie \u015fi noiembrie banca central\u0103 a sterilizat chiar \u00een fiecare s\u0103pt\u0103m\u00e2n\u0103 lichidi\u00adta\u00adtea excedentar\u0103 din pia\u0163\u0103.<\/p>\n
\nCea mai mic\u0103 sum\u0103 atras\u0103 de BNR de la b\u0103nci \u00een depozite \u00een ultimul an, de doar 121 mil. lei, a fost \u00een 26 august. La polul opus, cea mai mare sum\u0103 atras\u0103 de banca central\u0103 din pia\u0163\u0103 \u00een 2019, \u00een 15 iulie, a dep\u0103\u015fit 17 mld. lei, reprezent\u00e2nd al treilea cel mai mare nivel din ultimul deceniu.<\/p>\n
\nBanca central\u0103 a reluat \u00een aprilie 2018, dup\u0103 o pauz\u0103 de \u015fapte ani, opera\u0163iunile de atragere de depozite.<\/p>\n
\nDac\u0103 \u00een 2019 BNR a organizat licita\u0163ii de atragere de depozite de la b\u0103nci, \u00een 2018 banca central\u0103 organizase 11 opera\u0163iuni repo, prin care a achizi\u0163ionat temporar titluri de stat aflate \u00een portofoliul institu\u0163iilor de credit oferindu-le \u00een schimb lichiditate, pentru a tempera cre\u015fterea ROBOR.<\/p>\n
\nBNR a p\u0103strat \u00een 2019 ratele rezervelor minime obligatorii (RMO) la pasivele \u00een lei \u015fi valut\u0103 ale b\u0103ncilor, la nivelul de 8%. Ultima dat\u0103, BNR a redus \u00een 2017 RMO la valut\u0103, de la 10% la 8%, d\u00e2nd b\u0103ncilor \u00eenapoi circa 0,5 mld. euro.<\/p>\n
\nDac\u0103 la \u00eenceputul crizei rata de rezerv\u0103 la valut\u0103 era dubl\u0103 fa\u0163\u0103 de cea la lei (40% cu 20%), \u00een prezent cele dou\u0103 rate RMO la lei \u015fi valut\u0103 sunt egale, ambele cobor\u00e2nd la 8%.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
BNR a men\u0163inut pe parcursul \u00eentregului an 2019 dob\u00e2nda-cheie la 2,5%, precum \u015fi ratele rezervelor minime obligatorii (RMO) la pasivele \u00een lei \u015fi valut\u0103 ale b\u0103ncilor, la nivelul de 8%, \u015fi a optat pentru \u00eent\u0103rirea politicii monetare prin controlul strict al lichidit\u0103\u0163ii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,9805,12985],"class_list":["post-178785","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-dobanda-cheie","tag-lichiditate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=178785"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178785\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=178785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=178785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=178785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}