\nLipsa banilor \u00eencepe s\u0103 creeze un adev\u0103rat boom \u00een sectorul imobiliar, fapt ce \u00eei conduce pe reziden\u0163i \u00een afara ora\u015felor mari, st\u00e2rnind nelini\u015fti \u00een r\u00e2ndul factorilor politici de decizie, conform NY Times.<\/p>\n
\nDup\u0103 ani de cre\u015fteri anemice, economia din Paris se str\u0103duie\u015fte s\u0103 c\u00e2\u015ftige teren, dar nivelurile extrem de joase ale dob\u00e2nzilor, care erau menite pentru a resuscita economia, \u00eencep s\u0103 contureze un boom imobiliar ce nu poate s\u0103 genereze dec\u00e2t probleme.<\/p>\n
\n\u00cen prezent, un credit ipotecar pe o perioad\u0103 de 20 de ani \u00een Paris sau Frankfurt poate fi oferit cu o rat\u0103 a dob\u00e2znii de sub 1%, fapt ce \u00eei \u00eempinge pe debitori s\u0103 cumpere constant case \u015fi apartamente. Din aceste motive, investitorii institu\u0163ionali v\u0103d o oportunitate de neratat \u00een ceea ce prive\u015fte profiturile lucrative \u015fi achizi\u0163ioneaz\u0103 tot mai multe propriet\u0103\u0163i din zone reziden\u0163iale de-a lungul Europei. <\/p>\n
\n\u00cen c\u00e2teva p\u0103r\u0163i ale continentului, evalu\u0103rile au egalat sau au dep\u0103\u015fit cifrele \u00eenregistrate dup\u0103 criza de acum un deceniu, st\u00e2rnind \u00eengrijor\u0103ri \u00een r\u00e2ndul anali\u015ftilor ce sunt de p\u0103rere c\u0103 boom-ul imobiliar ar putea s\u0103 sf\u00e2r\u015feasc\u0103 prost.<\/p>\n
\n\u201eRiscurile sunt reale, deoarece ratele negative ale dob\u00e2nzilor \u00een Europa sunt deja consolidate. Ce este important pentru economie este s\u0103 prevenim apari\u0163ia unui nou cerc vicios\u201d, a declarat J\u00f6rg Kr\u00e4mer, principalul economist al b\u0103ncii germane Commerzbank.<\/p>\n
\nCererile au crescut \u00eencontinuu \u00een ultimii cinci ani, de c\u00e2nd Banca Central\u0103 European\u0103 (BCE) a sc\u0103zut sub zero una dintre ratele de referin\u0163\u0103 a dob\u00e2nzilor, mi\u015fcare nemai\u00eent\u00e2lnit\u0103 p\u00e2n\u0103 atunci la un nivel at\u00e2t de mare. Pre\u0163urile au crescut cu 30% \u00een Frankfurt, Amsterdam, Stockholm, Madrid \u015fi alte zone metropolitane \u015fi cu o medie de 40% \u00een Portugalia, Luxemburg, Slovacia \u015fi Irlanda.<\/p>\n
\nAstfel, o mul\u0163ime de propriet\u0103\u0163i au devenit practic inaccesibile pentru majoritatea oamenilor, cu excep\u0163ia persoanelor cu venituri cu mult peste medie. \u00cen plus, chiriile au crescut \u00eentr-un ritm accelerat, fapt ce i-a \u00eempins pe oamenii din clasa muncitoare tot mai departe de centrele urbane. Reculul politic se manifest\u0103 prin faptul c\u0103 primarii marilor ora\u015fe europene intervin c\u00e2t mai mult \u00een pia\u0163\u0103, \u00eencerc\u00e2nd s\u0103 controleze pre\u0163ul chiriilor \u015fi taxelor de proprietate \u015fi s\u0103 subven\u0163ioneze programe de cump\u0103rare a primei case.<\/p>\n
\nReculul produs de ratele mici ale dob\u00e2nzilor asupra zonei euro arat\u0103 c\u0103 politicile actuale fac mai mult r\u0103u dec\u00e2t bine, \u00eengreun\u00e2nd eforturile b\u0103ncilor centrale de a administra inegalitatea financiar\u0103.<\/p>\n
\n\u00cen septembrie, Comisia European\u0103 de Risc Sistemic, una dintre armele BCE de reglementare a sistemului financiar european, recomanda unui num\u0103r de 11 \u0163\u0103ri s\u0103 continue reglement\u0103rile \u015fi m\u0103surile fiscale menite s\u0103 controleze pre\u0163urile \u015fi s\u0103 promoveze accesibilitatea \u015fi disponibilitatea propriet\u0103\u0163ilor.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Lipsa banilor \u00eencepe s\u0103 creeze un adev\u0103rat boom \u00een sectorul imobiliar, fapt ce \u00eei conduce pe reziden\u0163i \u00een afara ora\u015felor mari, st\u00e2rnind nelini\u015fti \u00een r\u00e2ndul factorilor politici de decizie, conform NY Times. Dup\u0103 ani de cre\u015fteri anemice, economia din Paris se str\u0103duie\u015fte s\u0103 c\u00e2\u015ftige teren, dar nivelurile extrem de joase ale dob\u00e2nzilor, care erau menite […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4131,470,187,30,7575],"class_list":["post-178598","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-case","tag-cumparare","tag-dobanzi","tag-imobiliare","tag-proprietati"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=178598"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178598\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=178598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=178598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=178598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}